3739 Panhandle Rd, Delaware, OH 43015 Property Records

Delaware County property record for 3739 Panhandle Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,073 sqft · built 1999
Lot Size	2.8 acres (122,055 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (May 2020)
Tax Bill	$10,852 (2025)
Deeds & Mortgages	Dec 2024 Transfer May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-100-04-001-004`

Property Details

APN / Parcel Number

Primary APN	`519-100-04-001-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	5,393 sqft
1st Floor Area	1,652 sqft
Upper Floors Area	1,160 sqft
Attic	Attic
Attic Area	261 sqft
Basement Area	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	122,055 sqft (2.8 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	160 sqft
Patio Area	436 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3739 PANHANDLE RD
City	DELAWARE
State	OH
Zip	43015-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 210 PANTERRA SUBDIVISION #1
Legal Subdivision	PANTERRA SUBDIVISION
Legal Lot Number	210
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2063
Census Tract	11200

Owner

3739 Panhandle Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3739 PANHANDLE RD, DELAWARE, OH 43015-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Affidavit of Death of Joint Tenant, Transfer
May 4, 2020	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Sep 8, 1998 · Amount on File
Deed Document Number	202014536
Deed Book / Page	1722 / 2580
Record Updated	Oct 29, 2026

December 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DELAWARE OH
Recording Date	Dec 19, 2024
Property Address	3739 PANHANDLE RD, DELAWARE, OH 43015-9379
Document Number	0000027812
Book / Page	2130 / 1483
Map Reference	CAB 12 SL 716
Instrument Date	Dec 2, 2024
Instrument	202400027812
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3739 PANHANDLE RD, DELAWARE, OH 43015-9379

May 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 4, 2020
Property Address	3739 PANHANDLE RD, DELAWARE, OH 43015-9379
Document Number	0000014536
Book / Page	1722 / 2580
Map Reference	CAB 12 SL 716
Instrument Date	Apr 27, 2020
Instrument	202000014536
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3739 PANHANDLE RD, DELAWARE, OH 43015-9379

Mortgage

Document Number	0000014537
Date	May 4, 2020
Instrument	202000014537

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3739 Panhandle Rd was $10,852, up 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,852.00 (+4.72%)	$196,320 (-) Land $35,490 Building $160,830	$560,900 Land $101,400 Building $459,500
2024	$10,363.00 (+4.8%) Homeowner's exemption	$196,320 (-) Land $35,490 Building $160,830
2023	$9,888.00 Homeowner's exemption	$196,320 Land $35,490 Building $160,830	$560,900 Land $101,400 Building $459,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3739 Panhandle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3739 Panhandle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber, Mercury Fiber, T-Mobile, Watch TV.

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