3739 Drake Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3739 Drake Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1902
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$386,000 (Oct 2023)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0002-0032-00`

Property Details

APN / Parcel Number

Primary APN	`040-0002-0032-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	546 sqft
Upper Floors Area	546 sqft
Basement Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	178 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3739 DRAKE AVE
City	CINCINNATI
State	OH
Zip	45209-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3739 DRAKE AVE 50 X 178 LOT 40 F K DRAKES SUB
Legal Subdivision	F K DRAKES SUB
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	5200

Owner

3739 Drake Ave is owned and occupied by an individual who bought it in October 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Survivorship Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	0000074080
Deed Book / Page	15023 / 1835
Record Updated	Jun 8, 2026

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2023
Property Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000074080
Book / Page	15023 / 1835
Map Reference	MB 4 PG 154&155
Instrument Date	Oct 12, 2023
Instrument	2023-0074080
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324

Mortgage

Document Number	0000074081
Date	Oct 17, 2023
Instrument	2023-0074081

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 1, 2019
Property Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000084467
Book / Page	14013 / 00122
Map Reference	MB 4 PG 154-155
Instrument Date	Sep 23, 2019
Instrument	2019-0084467
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324

Mortgage

Document Number	0000084468
Date	Oct 1, 2019
Instrument	2019-0084468

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2018
Property Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000086000
Book / Page	13762 / 00294
Map Reference	MB 14 PG 154-155
Instrument Date	Sep 13, 2018
Instrument	2018-0086000
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 DRAKE AVE, CINCINNATI, OH 45209-2324

Mortgage

Document Number	0000086001
Date	Sep 27, 2018
Instrument	2018-0086001

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3739 Drake Ave was $7,082, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,082.00 (+3.03%)	$114,926 (+%) Land $68,981 Building $45,945
2024	$6,874.00 (-2.14%)	$114,925 (-) Land $68,981 Building $45,944
2023	$7,024.00 (-2.74%)	$114,925 (+8.36%) Land $68,981 Building $45,944	$328,360 Land $197,090 Building $131,270
2022	$7,222.00 Homeowner's exemption	$106,054 Land $59,094 Building $46,960
2020			$303,010 Land $168,840 Building $134,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3739 Drake Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3739 Drake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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