3739 Chipara Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3739 Chipara Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 2008
Lot Size	0.129 acres (5,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092H-A-071.00-000`

Property Details

APN / Parcel Number

Primary APN	`092H-A-071.00-000`
Alternative APNs	`092H A 07100` `R0100933`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	5,638 sqft (0.129 acres)
Lot Dimensions	102 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	408 sqft
Driveway	Driveway
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0100933
Street Address	3739 CHIPARA DR
City	MURFREESBORO
State	TN
Zip	37128-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 261 THE PRESERVE AT INDIAN CREEK SEC 4 PH 2 PB 32 PG 257 SPLIT OFF 92-42.04 FOR 08 55 X 102.5
Legal Subdivision	THE PRESERVE AT INDIAN CREEK SEC 4 PH 2
Legal Block	2
Legal Lot Number	261
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	1
Census Block	1019
Census Tract	40906

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Mar 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 7, 2020	Quit Claim Deed, Transfer · FHA Mortgage CLEARPATH LNDG
Apr 18, 2019	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Aug 8, 2018	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020
Deed Sale	Feb 7, 2020
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	20202256191
Deed Book / Page	1865 / 1818
Prior Transfer Date	Jan 25, 2020
Prior Transfer Doc	0018651818
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022541666
Date	Jun 16, 2022
Book Page	2254/1666
Instrument	2447925

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	0022152680
Date	Mar 4, 2022
Book Page	2215/2680
Instrument	2427533

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	RB19721973
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 CHIPARA DR MURFREESBORO TN 371288260, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	RB19721973
Date	Oct 2, 2020
Book Page	001972/001973
Instrument	2308676

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 7, 2020
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	RB18651818
Book / Page	001865 / 001818
Instrument Date	Jan 25, 2020
Instrument	2256191
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3739 CHIPARA DR MURFREESBORO TN 371288260, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	RB18651822
Date	Feb 7, 2020
Book Page	001865/001822
Instrument	2256192

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	RB17683378
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3739 CHIPARA DR MURFREESBORO TN 371288260, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	RB17683378
Date	May 1, 2019
Book Page	001768/003378
Instrument	2203431

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	RB17013940
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3739 CHIARA DR MURFREESBORO TN 37128, MURFREESBORO, TN 37128

Mortgage

Document Number	RB17013940
Date	Aug 17, 2018
Book Page	001701/003940
Instrument	2162715

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3739 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	RB16363384
Book / Page	001636 / 003384
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3739 CHIPARA DR MURFREESBORO TN 371288260, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	RB16363384
Date	Dec 22, 2017
Book Page	001636/003384
Instrument	2123262

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,925 (+24.5%) Land $27,500 Building $60,425	$351,700 (+24.5%) Land $110,000 Building $241,700
2025	$1,998.00	$70,625 (-) Land $13,750 Building $56,875
2023	$1,998.00	$70,625 Land $13,750 Building $56,875	$282,500 (-) Land $55,000 Building $227,500
2022			$282,500 Land $55,000 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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