3738 W Karstens Dr, Madison, WI 53704 Property Records

Dane County property record for 3738 W Karstens Dr, Madison, WI 53704

Property Summary

Property Type	Apartment House (2-4 Units)
Details	3,479 sqft · built 1978
Lot Size	0.339 acres (14,802 sqft)
Owner	Individual Name on File
Last Sale	$794,000 (Mar 2023)
Tax Bill	$15,827 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0809-264-0610-2`

Property Details

APN / Parcel Number

Primary APN	`0809-264-0610-2`

Interior

Units	8 Units
Stories	2 Stories
Building Area	3,479 sqft Total Area
1st Floor Area	3,479 sqft
2nd Floor Area	3,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,802 sqft (0.339 acres)
Driveway	Driveway
Driveway Area	75 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3738 W KARSTENS DR
City	MADISON
State	WI
Zip	53704-1561
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	SR-V1
Legal Description	FAIRFIELD MANOR, LOT 2
Legal Range	09
Legal Township	08
Legal Section	26
Legal Subdivision	FAIRFIELD MANOR
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1020
Census Tract	2302

Owner

3738 W Karstens Dr, a residential property, is owned by an individual who bought it in March 2023.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	9801 TIERCEL DR, VERONA, WI 53593-8935
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	5893774
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 31, 2023
Property Address	3738 W KARSTENS DR, MADISON, WI 53704-1561
Document Number	0005893774
Instrument Date	Mar 31, 2023
Instrument	5893774
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9801 TIERCEL DR, VERONA, WI 53593-8935

Mortgage

Document Number	0005893775
Date	Mar 31, 2023
Instrument	5893775

Lender

Name	UNION FEDERAL SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$795,000 Land $49,000 Building $746,000
2024	$15,827.00		$795,000
2023		$795,000 Land $49,000 Building $746,000
2022	$13,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3738 W Karstens Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3738 W Karstens Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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