3738 Peanut Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3738 Peanut Rd, Cottondale, FL 32431

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	20.2 acres (881,654 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2022)
Tax Bill	$99 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-5N-12-0000-0030-0030`

Property Details

APN / Parcel Number

Primary APN	`14-5N-12-0000-0030-0030`
Alternative APN	`12 N 514000000300030`

Exterior

Lot Area	881,654 sqft (20.2 acres)
Shed	1 Shed
Shed Area	4,200 sqft

Location & Zoning

Street Address	3738 PEANUT RD
City	COTTONDALE
State	FL
Zip	32431
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	ALL THAT PART OF NW1/4 LYING N&E OF SR 169...OR 188 P 565 OR 217 P 150 OR 276 P 839,840 OR 217 P 151 W 210 FT OF NW1/4 OF NE1/4 & W 210 FT OF N1/2 OF SW1/4 OF NE1/4... OR 378 P 366 OR 481 P 657 OR 519 P 510 OR 958 P 454 OR 967 P 353,354,386 OR 1146 P
Legal Range	12W
Legal Township	05N
Legal Section	14
Legal Block	30
Legal Lot Number	30
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	1
Census Block	1019
Census Tract	210400

Owner

3738 Peanut Rd, an agricultural property, is owned by an individual who bought it in July 2022.

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2997 RICHARDS LN, BONIFAY, FL 32425-6803
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Quit Claim Deed, Transfer NORTHWEST TITLE GROUP LLC
Jul 21, 2022	Warranty Deed, Transfer · Line of Credit PEOPLES BANK OF GRACEVILLE
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Jul 16, 2020	Quit Claim Deed, Transfer NORTHWEST TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20228688
Deed Book / Page	1756 / 883
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0017560882
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 21, 2022
Property Address	3738 PEANUT RD, COTTONDALE, FL 32431
Document Number	0017560882
Book / Page	1756 / 882
Instrument Date	Jul 19, 2022
Instrument	202232008687
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3255 MAIN ST, 3255, COTTONDALE, FL 32431-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 MAIN ST, COTTONDALE, FL 32431-3009

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 21, 2022
Property Address	3738 PEANUT RD, COTTONDALE, FL 32431
Document Number	0017560883
Book / Page	1756 / 883
Instrument Date	Jul 19, 2022
Instrument	202232008688
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3255 MAIN ST, 3255, COTTONDALE, FL 32431-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2997 RICHARDS LN, BONIFAY, FL 32425-6803

Mortgage

Document Number	0001756885
Date	Jul 21, 2022
Instrument	1756/885

Lender

Name	PEOPLES BANK OF GRACEVILLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	63 Months
Due	Oct 1, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3738 PEANUT RD, COTTONDALE, FL 32431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016580752
Date	Jul 28, 2020
Book Page	1658/752
Instrument	202032007599

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	12.2%
Index	1-Year LIBOR
Margin	2
Max Rate	12.2%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 16, 2020
Property Address	3738 PEANUT RD, COTTONDALE, FL 32431
Document Number	0016570551
Book / Page	001657 / 000551
Instrument Date	Jul 15, 2020
Instrument	32007152
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 MAIN ST COTTONDALE FL 324313009, COTTONDALE, FL 32431-3009

Tax Assessment & Valuation

The 2025 property tax bill for 3738 Peanut Rd was $99.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$99.00	$7,463 (-)	$85,294 (-) Land $82,984 Building $2,310
2024	$99.00 (+3.13%)	$7,463 (+1.37%) Land $5,153 Building $2,310	$85,294 (-) Land $85,294
2023	$96.00 (-23.2%)	$7,362 (-27.48%)	$85,294 (-) Land $5,052 Building $80,242
2022	$125.00	$10,152 Land $7,842 Building $2,310	$85,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3738 Peanut Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3738 Peanut Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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