3738 Mockingbird Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 3738 Mockingbird Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2003
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,400 (Mar 2022)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Refinance + 1 more
APN	`25C64`

Property Details

APN / Parcel Number

Primary APN	`25C64`
Alternative APN	`250538500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.34 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	250538500
Street Address	3738 MOCKINGBIRD LN
City	SUFFOLK
State	VA
Zip	23434-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	L.4, REPLAT L.6, INDIAN POINT EST.
Legal Subdivision	INDIAN POINT ESTATES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2016
Census Tract	75407

Owner

Source: Suffolk City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 18, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Dec 29, 2017	Intrafamily Transfer, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20224147
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	0000004147
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 23, 2026
Property Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106
Document Number	0000009185
Instrument Date	Jul 14, 2026
Instrument	20269185
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106

Mortgage

Document Number	0000009185,
Date	Jul 23, 2026
Instrument	20269185

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	8.75%
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 18, 2022
Property Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106
Document Number	0220004147
Instrument Date	Mar 24, 2021
Instrument	220004147
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106

Mortgage

Document Number	0220004148
Date	Mar 18, 2022
Instrument	220004148

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 29, 2017
Property Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106
Document Number	0170014786
Instrument Date	Dec 23, 2017
Instrument	170014786
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 MOCKINGBIRD LN, SUFFOLK, VA 23434-7106

Mortgage

Document Number	0170014787
Date	Dec 29, 2017
Instrument	170014787

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$516,500 (+3.63%) Land $90,600 Building $425,900
2025	$5,976.00 (+4.38%)	$516,500 (+3.63%) Land $90,600 Building $425,900	$498,400 (+2.13%) Land $82,400 Building $416,000
2024	$5,725.00 (+7.63%)	$498,400 (+2.13%) Land $82,400 Building $416,000
2023	$5,319.00	$488,000 Land $82,400 Building $405,600	$488,000 Land $82,400 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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