3738 McHugh Ln, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3738 McHugh Ln, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 978 sqft · built 1992
Lot Size	10.4 acres (456,509 sqft)
Owner	Company Name on Record
Tax Bill	$44,240 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R639735`

Property Details

APN / Parcel Number

Primary APN	`R639735`
Alternative APNs	`05-1888-18-2-01-07-0000` `0000045580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	978 sqft
Basement Area	943 sqft
Finished Basement	943 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	456,509 sqft (10.4 acres)
View / Lot	Major Street/Thoroughfare
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	462 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000045580
Street Address	3738 MCHUGH LN
City	HELENA
State	MT
Zip	59602-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18, T10 N, R03 W, C.O.S. 3370303, ACRES 10.48, TRACT B-1-A, IN SE4NW4
Legal Range	03W
Legal Township	10N
Legal Section	18
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2008
Census Tract	503

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6019, HELENA, MT 59604-6019
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA
Mar 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF HELENA
Jun 24, 2021	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF HELENA
Jan 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK AND TRUST CO
Aug 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2021
Transfer Doc	0003370305
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 MCHUGH LN 3738, 3738, HELENA, MT 59602-7438

Mortgage

Document Number	00M65/2142
Date	Mar 24, 2026
Book Page	M65/2142
Instrument	3448103

Lender

Name	VALLEY BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 MCHUGH LN 3738, 3738, HELENA, MT 59602-7438

Mortgage

Document Number	00M65/2151
Date	Mar 24, 2026
Book Page	M65/2151
Instrument	3448112

Lender

Name	VALLEY BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/7358
Date	Mar 7, 2022
Book Page	M60/7358
Instrument	3395102

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/7356
Date	Mar 7, 2022
Book Page	M60/7356
Instrument	3395100

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M59/4666
Date	Jun 24, 2021
Book Page	M59/4666
Instrument	3380999

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/5960
Date	Jan 27, 2021
Book Page	M58/5960
Instrument	3371661

Lender

Name	VALLEY BANK AND TRUST CO
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3738 MCHUGH LN, HELENA, MT 59602-7438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/5947
Date	Aug 13, 2020
Book Page	M57/5947
Instrument	3360603

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$44,240.00 (+5.82%)	$3,960,935 (-)
2025	$41,807.00 (+1.33%)	$3,960,935 (+23.65%)	$3,960,935 (+23.65%) Land $246,435 Building $3,714,500
2023	$41,257.00	$3,203,368	$3,203,368 Land $179,588 Building $3,023,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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