Hamilton County property record for 3738 Edwards Rd, Cincinnati, OH 45209
| Property Type | Service Station (Full Service) |
|---|---|
| Details | 3 bd · 2.5 ba · 1,732 sqft · built 1906 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0004-0139-00 |
| Primary APN | 040-0004-0139-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft |
| 1st Floor Area | 855 sqft |
| 2nd Floor Area | 877 sqft |
| Year Built | Built 1906 |
|---|---|
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 115 ft deep x 35 ft wide |
| Garage Type | Detached |
| Heating System | HVAC |
|---|
| Street Address | 3738 EDWARDS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-1933 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station (Full Service) |
| Legal Description | 3738 EDWARDS RD 35 X 115 LOT 7 LOUIS R SMITH SUB |
| Legal Subdivision | LOUIS R SMITH SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3805 EDWARDS RD STE 680, 680, CINCINNATI, OH 45209-1955 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK NA |
| Aug 31, 2017 | Grant Deed, Mortgage · Line of Credit CITIZENS BK NA |
| Aug 30, 2017 | Trustee's Deed, Transfer · Line of Credit CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2025 |
| Deed Sale | Mar 13, 2025 |
| Prior Sale | Jun 30, 2006 |
| Deed Document Number | 2025-0017706 |
| Deed Book / Page | 15372 / 1675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3738 EDWARDS RD, CINCINNATI, OH 45209-1933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000050415 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 14671/2036 |
| Instrument | 2022-0050415 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02109 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 18, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 31, 2017 |
| Property Address | 3738 EDWARDS RD, CINCINNATI, OH 45209-1933 |
| Book / Page | 000016 / 000356 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 79922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 625 EDEN PARK DR CINCINNATI OH 452026005, CINCINNATI, OH 45202-6005 |
| Document Number | 0000079922 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 000016/000356 |
| Instrument | 79922 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 28 STATE ST, BOSTON, MA 02109-1775 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 30, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2017 |
| Property Address | 3738 EDWARDS RD, CINCINNATI, OH 45209-1933 |
| Document Number | 0000079514 |
| Book / Page | 013492 / 002539 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 79514 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | BALDWIN 200 # 525 625 EDEN PARK CINCINNATI OH 45202, CINCINNATI, OH 45202 |
| Document Number | 79515 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 013492/002544 |
| Instrument | 79515 |
| Name | CITIZENS BK NA |
|---|---|
| Address | BOSTON, MA 02109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 29, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,346.00 (+0.21%) | $28,319 (-) Land $28,319 | |
| 2024 | $2,341.00 (+0.26%) | $28,319 (-) Land $28,319 | |
| 2023 | $2,335.00 (-5.08%) | $28,319 (+4.74%) Land $28,319 | $80,910 (+4.74%) Land $80,910 |
| 2022 | $2,460.00 | $27,038 Land $27,038 | |
| 2020 | $77,250 Land $77,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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