3738 E el Rancho Dr, Midland, MI 48642 Property Records

Midland County property record for 3738 E el Rancho Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,735 sqft · built 1997
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$554,900 (Oct 2020)
Tax Bill	$7,756 (2022)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-161-500-120-00`

Property Details

APN / Parcel Number

Primary APN	`090-161-500-120-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,735 sqft Living Area
Basement Area	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Mansion
Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	300 ft deep x 297 ft wide
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09016150012000
Street Address	3738 E EL RANCHO DR
City	MIDLAND
State	MI
Zip	48642-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	T15N R2E LOT 12 EL RANCHOESTATES NO 1.
Legal Subdivision	RANCHO ESTATES 1
Legal Lot Number	12
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1003
Census Tract	291102

Owner

3738 E el Rancho Dr is owned and occupied by an individual who bought it in October 2020.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3738 E EL RANCHO DR, MIDLAND, MI 48642-8867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Deed Document Number	0001638801
Deed Book / Page	1638 / 801
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 15, 2020
Property Address	3738 E EL RANCHO DR, MIDLAND, MI 48642-8867
Document Number	1638/801
Book / Page	1638 / 801
Map Reference	LB O PG 62
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3738 E EL RANCHO DR, 3738, MIDLAND, MI 48642-8867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21505 CHASE DR, NOVI, MI 48375-4764
Investor	Possibly a Property Investor

Mortgage

Document Number	01637/1338
Date	Sep 25, 2020
Book Page	1637/1338

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 3738 E el Rancho Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3738 E el Rancho Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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