3738 Black Rock Rd, Upperco, MD 21155 Property Records

Baltimore County property record for 3738 Black Rock Rd, Upperco, MD 21155

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,494 sqft · built 1886
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2014)
Tax Bill$1,636 (2023)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Mortgage
APN05-0523051090

Property Details

APN / Parcel Number

Primary APN05-0523051090
Alternative APNs
  • 50523051090
  • 0523051090

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,494 sqft Total Area
1st Floor Area1,247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1886
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area72 sqft
Patio Area406 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number0523051090
Old Parcel Number50523051090
Street Address3738 BLACK ROCK RD
CityUPPERCO
StateMD
Zip21155-9323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC ES BLACK ROCK RD 918FT SE MT ZION RD
JurisdictionBALTIMORE MD
Township / Civil Division5
Census Block Group2
Census Block2013
Census Tract405000

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3738 BLACK ROCK RD, UPPERCO, MD 21155-9323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jul 9, 2019Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Last SaleMay 23, 2014 · Amount on Record
Deed SaleMay 23, 2014 · Amount on Record
Prior SaleApr 26, 2005
Deed Document Number507941
Deed Book / Page3497 / 312
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3738 BLACK ROCK RD, UPPERCO, MD 21155-9323
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAKESIDE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0428230119
DateMay 12, 2020
Book Page42823/119
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3738 BLACK ROCK RD, UPPERCO, MD 21155-9323
Document Number0416390136
Instrument DateJul 9, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyHOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3738 BLACK ROCK RD UPPERCO MD 211559323, UPPERCO, MD 21155-9323

Mortgage

Document Number0416390136
DateJul 16, 2019
Book Page041639/000136
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,636.00 Homeowner's exemption$277,133$324,000 Land $99,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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