3737 Clarks Point Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 3737 Clarks Point Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 740 sqft · built 1937
Lot Size	0.46 acres (20,050 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2019)
Tax Bill	$4,451 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Apr 2026 Sale + 2 more
APN	`15-1515690110`

Property Details

APN / Parcel Number

Primary APN	`15-1515690110`
Alternative APN	`1515690110`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	740 sqft Living Area
1st Floor Area	740 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,050 sqft (0.46 acres)
Lot Dimensions	390 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1515690110
Street Address	3737 CLARKS POINT RD
City	MIDDLE RIVER
State	MD
Zip	21220-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWLEYS QUARTERS
Legal Subdivision	BOWLEYS QUARTERS
Legal Block	2
Legal Lot Number	41
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2015
Census Tract	451802

Owner

3737 Clarks Point Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Baltimore County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · Construction Mortgage TD BANK
Apr 10, 2026	Deed, Transfer R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP
Oct 8, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Mar 30, 1973 · Amount on File
Deed Book / Page	41970 / 126
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0416010007
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 15, 2026
Property Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002
Document Number	5152000330
Book / Page	51525 / 330
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	MBO SETTLEMENTS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002

Mortgage

Document Number	5152000334,
Date	Jul 15, 2026
Book Page	51525/334

Lender

Name	TD BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 10, 2026
Property Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002
Document Number	0511870465
Book / Page	51187 / 465
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 8, 2019
Property Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002
Document Number	0419700126
Book / Page	041970 / 000126
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	DISTRICT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3737 CLARKS POINT RD MIDDLE RIVER MD 212204002, MIDDLE RIVER, MD 21220-4002

Mortgage

Document Number	419700130
Date	Oct 8, 2019
Book Page	041970/000130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 27, 2019
Property Address	3737 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4002
Document Number	0416010007
Book / Page	041601 / 000007
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3737 CLARKS POINT RD MIDDLE RIVER MD 212204002, MIDDLE RIVER, MD 21220-4002

Tax Assessment & Valuation

The 2025 property tax bill for 3737 Clarks Point Rd was $4,451 with a homeowner's exemption, down 2.8% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,451.00 (-2.82%) Homeowner's exemption	$351,800	$405,700 Land $343,000 Building $62,700
2024	$4,580.00 (+121.04%)
2023	$2,072.00	$244,000 Land $199,000 Building $45,000	$244,000 Land $199,000 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3737 Clarks Point Rd; there have been 351 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 234 policies
Nearby Flood Policies	234 in force
Nearby Flood Claims	351 (1979–2024)
Claims Outside the SFHA	53 of 351
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3737 Clarks Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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