3737 Bay Leaf Way, Oceanside, CA 92057 Property Records

San Diego County property record for 3737 Bay Leaf Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1975
Lot Size	0.38 acres (1,645 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Nov 2022)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-421-07-00`

Property Details

APN / Parcel Number

Primary APN	`160-421-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,645 sqft (0.38 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3737 BAY LEAF WAY
City	OCEANSIDE
State	CA
Zip	92057-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 93&UND 1/126 INT IN LOT 127&ALL TR 007857
Legal Subdivision	OCEANA EAST
Legal Tract	007857
Legal Block	1
Legal Lot Number	93,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3737 BAY LEAF WAY, OCEANSIDE, CA 92057-8306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 9, 2022	Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC
Jun 9, 2022	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	2022426824
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0000243605
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2022
Property Address	3737 BAY LEAF WAY, OCEANSIDE, CA 92057-8306
Document Number	0000426824
Map Reference	MAP 7857
Instrument Date	Oct 31, 2022
Instrument	2022-0426824
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5789 MISSION CENTER RD APT 306, 306, SAN DIEGO, CA 92108-4915

Mortgage

Document Number	0000426825
Date	Nov 4, 2022
Instrument	2022-0426825

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2022
Property Address	3737 BAY LEAF WAY, OCEANSIDE, CA 92057-8306
Document Number	0000243605
Map Reference	MAP 7857
Instrument Date	Jun 6, 2022
Instrument	2022-0243605
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 NAYLOR RD, SAN DIEGO, CA 92173-4804

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2022
Property Address	3737 BAY LEAF WAY, OCEANSIDE, CA 92057-8306
Document Number	0000243606
Map Reference	MAP 7857
Instrument Date	May 24, 2022
Instrument	2022-0243606
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 NAYLOR RD, SAN DIEGO, CA 92173-4804

Mortgage

Document Number	0000243607
Date	Jun 9, 2022
Instrument	2022-0243607

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,989 (+2%) Land $374,094 Building $145,895
2025	$5,657.00 (+5.27%) Homeowner's exemption	$509,794 (+4.04%) Land $366,759 Building $143,035
2023	$5,374.00 (+156.52%) Homeowner's exemption	$490,000 Land $352,518 Building $137,482
2022	$2,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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