3736 N Luce Rd, Alma, MI 48801 Property Records

Gratiot County property record for 3736 N Luce Rd, Alma, MI 48801

Property Summary

Property Type	Single Family Home
Lot Size	21.9 acres (956,142 sqft)
Owner	Individual Name on Record
Last Sale	$398,000 (May 2021)
Tax Bill	$5,235 (2023)
Deeds & Mortgages	Nov 2025 Transfer May 2021 Sale
Flood Zone	Zone A (high risk)
APN	`01-016-005-45`

Property Details

APN / Parcel Number

Primary APN	`01-016-005-45`

Exterior

Lot Area	956,142 sqft (21.9 acres)

Location & Zoning

Street Address	3736 N LUCE RD
City	ALMA
State	MI
Zip	48801-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD L 590 P 1018 & DEED L 624 P 974 COM 1156.34 FT S OF NW COR OF SEC, TH S 825.97 FT, E 1290.05 FT, N 660.33 FT, W 661.20 FT,
Legal Subdivision	NW 1/4 OF SEC 16, T11N, R3W
Jurisdiction	GRATIOT MI
Township / Civil Division	ARCADA
Census Block Group	4
Census Block	4027
Census Tract	200

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3736 N LUCE RD, ALMA, MI 48801-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
May 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Jan 1, 1998 · Amount on Record
Deed Document Number	2021336850
Deed Book / Page	1080 / 1096
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	00891/01171
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRATIOT MI
Recording Date	Nov 24, 2025
Property Address	3736 N LUCE RD, ALMA, MI 48801-9674
Document Number	2025R05927
Map Reference	REC 424 PG 583
Instrument Date	Nov 20, 2025
Instrument	2025R-05927
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3736 N LUCE RD, ALMA, MI 48801-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 N LUCE RD, ALMA, MI 48801-9674

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	May 18, 2021
Property Address	3736 N LUCE RD, ALMA, MI 48801-9674
Document Number	1080/1096
Book / Page	1080 / 1096
Instrument Date	May 14, 2021
Instrument	336850
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Tax	$3,422.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 N LUCE RD, ALMA, MI 48801-9674

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gratiot County
County Subdivision	Arcada Township
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,800 (+20.75%)	$579,600 (+20.75%)
2025		$240,000	$480,000
2023	$5,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ISP Management Fixed Wireless	300 / 50
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20

May also be available: CMS Internet, T-Mobile.

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