3736 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 3736 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,815 sqft · built 1951
Lot Size	0.855 acres (37,249 sqft)
Owner	Company Name on File
Tax Bill	$1,694 (2024)
Deeds & Mortgages	Jul 2021 Sale Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-5N-29-0000-04802-0000`

Property Details

APN / Parcel Number

Primary APN	`10-5N-29-0000-04802-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,815 sqft Total Area
Gross Area	3,295 sqft
1st Floor Area	2,093 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	37,249 sqft (0.855 acres)
Lot Dimensions	1,930 ft deep x 1,930 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	105N290000048020000
Street Address	3736 HIGHWAY 4
City	JAY
State	FL
Zip	32565-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC-A
Legal Description	DESCRIPTION UPDATED FOR 2022 COM SE COR SECTION 10 TOWNSHIP 5 NORTH RANGE 29 WEST THN N8808'49W 831 FT THN N050'46E 55.94
Legal Range	29W
Legal Township	05N
Legal Section	10
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1026
Census Tract	10200

Owner

3736 Hwy 4 is owned by a company that acquired it in July 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Company Name on File
Mailing Address	3578 HIGHWAY 4, JAY, FL 32565-1720
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit ESCAMBIA CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021
Deed Sale	Jul 30, 2021
Prior Sale	May 24, 2011 · Amount on File
Deed Document Number	202151265
Deed Book / Page	4156 / 408
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 30, 2021
Property Address	3736 HIGHWAY 4, JAY, FL 32565-1755
Document Number	0041560408
Book / Page	4156 / 408
Instrument Date	Jul 28, 2021
Instrument	202151265
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, JAY, FL 32565-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 HIGHWAY 4, JAY, FL 32565-1720

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3736 HIGHWAY 4, JAY, FL 32565-1755
Document Number	0037941263
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3736 HIGHWAY 4 JAY FL 325651755, JAY, FL 32565-1755

Mortgage

Document Number	0037941263
Date	Jan 2, 2019
Book Page	003794/001263
Instrument	150

Lender

Name	ESCAMBIA CNTY BK
Type	Bank
Address	FLOMATON, AL 36441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,694.00 (+1.01%)	$97,286 (+0.63%) Land $19,297 Building $77,989	$97,286 (+0.63%) Land $19,297 Building $77,989
2023	$1,677.00 (+8.75%)	$96,679 (+13.04%) Land $19,297 Building $77,382	$96,679 (+13.04%) Land $19,297 Building $77,382
2022	$1,542.00	$85,530	$85,530 Land $19,297 Building $66,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3736 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3736 Hwy 4 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dragonfly Internet, Mediacom Xtream.

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