3735 Thomas Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3735 Thomas Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,052 sqft · built 1982
Lot Size	0.281 acres (12,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (May 2017)
Tax Bill	$13,635 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`02-570-04355800`

Property Details

APN / Parcel Number

Primary APN	`02-570-04355800`
Alternative APNs	`257004355800` `57004355800`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,052 sqft Living Area
1st Floor Area	1,854 sqft
Utility Area	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,230 sqft (0.281 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	144 sqft
Deck Area	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	57004355800
Street Address	3735 THOMAS POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 OAKWOOD
Legal Subdivision	OAKWOOD
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3735 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD
May 25, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Oct 20, 2003
Deed Document Number	201730970-001
Deed Book / Page	30970 / 1
Transfer Doc	0000015086
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3735 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371930066
Date	Jul 14, 2021
Book Page	37193/66

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3735 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374540206
Date	Aug 31, 2021
Book Page	37454/206

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3735 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Document Number	0319590142
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 THOMAS POINT RD ANNAPOLIS MD 214035012, ANNAPOLIS, MD 21403-5012

Mortgage

Document Number	0319590142
Date	Mar 29, 2018
Book Page	031959/000142

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 25, 2017
Property Address	3735 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Document Number	0309700001
Book / Page	030970 / 000001
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	CHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3735 THOMAS POINT RD ANNAPOLIS MD 214035012, ANNAPOLIS, MD 21403-5012

Mortgage

Document Number	309700006
Date	May 25, 2017
Book Page	030970/000006

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,265,800 (+9.64%) Land $644,600 Building $621,200	$1,265,800 (+9.64%) Land $644,600 Building $621,200
2025	$13,635.00 (+8.15%)
2023	$12,607.00 Homeowner's exemption	$1,154,500 Land $894,500 Building $260,000	$1,154,500 Land $894,500 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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