3735 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 3735 River Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1961
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2025)
Tax Bill	$1,036 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7513817709`

Property Details

APN / Parcel Number

Primary APN	`7513817709`
Alternative APNs	`0441925` `149765` `160202`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	486 sqft
Deck Area	16 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	160202
Street Address	3735 RIVER RD
City	FRANKLIN
State	NC
Zip	28734-0975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ON SR 1672
Legal Subdivision	JOHN FOX
Jurisdiction	MACON NC
Township / Civil Division	SUGARFORK
Census Block Group	3
Census Block	3039
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 PERKINS DR, WALLINGFORD, CT 06492-2537
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20253029
Deed Book / Page	S43 / 2404
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 11, 2021
Property Address	3735 RIVER RD, FRANKLIN, NC 28734-0975
Document Number	Z40/1178
Book / Page	Z-40 / 1178
Map Reference	CARD 3602
Instrument Date	Jun 9, 2021
Instrument	2021005629
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 RANGER RD, 850, MURPHY, NC 28906-7357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 RIVER RD, FRANKLIN, NC 28734-0975

Mortgage

Document Number	2021005630
Date	Jun 11, 2021
Instrument	2021005630

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	3735 RIVER RD, FRANKLIN, NC 28734-0975
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	O38/1985
Date	May 14, 2018
Book Page	O-38/1985
Instrument	2018003181

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,036.00	$288,320 (+1.55%) Land $106,000 Building $182,320	$288,320 (+1.55%) Land $106,000 Building $182,320
2025	$1,036.00 (+1.17%)	$283,920 (-) Land $106,000 Building $177,920	$283,920 (-) Land $106,000 Building $177,920
2023	$1,024.00	$283,920 Land $106,000 Building $177,920	$283,920 Land $106,000 Building $177,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Optimum.

Cell Coverage

4G LTE only, no 5G reported

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