3735 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3735 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,843 sqft · built 2010
Lot Size	0.295 acres (12,859 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2020)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-023150`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-023150`
Alternative APNs	`352723013503023150` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	1,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	12,859 sqft (0.295 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	682 sqft
Porch	Florida Room
Porch Area	263 sqft

Location & Zoning

Street Address	3735 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 23 LOT 15
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	23
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1009
Census Tract	12126

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3735 PRESCOTT LOOP, LAKELAND, FL 33810-2890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME SOLUTION LENDERS
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM
Sep 4, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
May 2, 2018	Warranty Deed, Transfer · VA Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2020229068
Deed Book / Page	11432 / 1326
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 28, 2020
Property Address	3735 PRESCOTT LOOP, LAKELAND, FL 33810-2890
Document Number	0114321326
Book / Page	011432 / 001326
Instrument Date	Oct 22, 2020
Instrument	229068
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3735 PRESCOTT LOOP LAKELAND FL 338102890, LAKELAND, FL 33810-2890

Mortgage

Document Number	114321328
Date	Oct 28, 2020
Book Page	011432/001328
Instrument	229069

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3735 PRESCOTT LOOP, LAKELAND, FL 33810-2890
Document Number	0112491601
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3735 PRESCOTT LOOP LAKELAND FL 338102890, LAKELAND, FL 33810-2890

Mortgage

Document Number	0112491601
Date	Jun 2, 2020
Book Page	011249/001601
Instrument	108069

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 4, 2019
Property Address	3735 PRESCOTT LOOP, LAKELAND, FL 33810-2890
Document Number	0109610556
Book / Page	010961 / 000556
Instrument Date	Aug 29, 2019
Instrument	186004
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3735 PRESCOTT LOOP LAKELAND FL 338102890, LAKELAND, FL 33810-2890

Mortgage

Document Number	109610558
Date	Sep 4, 2019
Book Page	010961/000558
Instrument	186005

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 2, 2018
Property Address	3735 PRESCOTT LOOP, LAKELAND, FL 33810-2890
Document Number	0104721805
Book / Page	010472 / 001805
Instrument Date	Apr 23, 2018
Instrument	94179
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 PRESCOTT LOOP LAKELAND FL 338102890, LAKELAND, FL 33810-2890

Mortgage

Document Number	104721806
Date	May 2, 2018
Book Page	010472/001806
Instrument	94180

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,678 (+2.7%)	$289,218 (-4.06%) Land $50,000 Building $239,218
2025	$1,022.00 (-0.49%) Homeowner's exemption	$104,847 (+5.99%)	$301,452 (-4.17%) Land $50,000 Building $251,452
2023	$1,027.00 (+4.48%) Homeowner's exemption	$98,924 (+3%)	$314,557 (+14.68%) Land $48,000 Building $266,557
2022	$983.00 Homeowner's exemption	$96,043	$274,291 Land $40,000 Building $234,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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