Bay County property record for 3735 E 6th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1994 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,999 (Jun 2026) |
| Tax Bill | $9 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23059-000-000 |
| Primary APN | 23059-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3735 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5329 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 11 4S 14W-57-118C1 BEG 629 S & 688 W OF NE COR TH N 125 W 50 S 125 E 50 TO BEG ORB 406 P 627 ORB 1566 P 654 ORB 4324 P 1563 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1100 |
3735 E 6th St, a mobile home, is owned and occupied by an individual who bought it in June 2026.
Source: Bay County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 26, 2025 | Warranty Deed, Transfer STRENGTH PC |
| Nov 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Prior Sale | Nov 26, 2025 · Amount on File |
| Deed Document Number | 202634349 |
| Deed Book / Page | 5042 / 1583 |
| Prior Transfer Date | Nov 17, 2025 |
| Prior Transfer Doc | 0049731851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Number | 0000034349 |
| Book / Page | 5042 / 1583 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202634349 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,048.99 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Number | 0000034350, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202634350 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 26, 2025 |
| Property Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Number | 0049771290 |
| Book / Page | 4977 / 1290 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025068982 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | SOUTH OAK TITLE 30A LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Name | Verified Name |
|---|---|
| Address | 711 N HUBBARD ST, BONIFAY, FL 32425-1811 |
| Document Number | 0049771292 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 4977/1292 |
| Name | STRENGTH PC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | May 25, 2026 |
| Rate | 12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Number | 0049731851 |
| Book / Page | 4973 / 1851 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025066532 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $289.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Name | Verified Name |
|---|---|
| Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 16, 2020 |
| Property Address | 3735 E 6TH ST, PANAMA CITY, FL 32401-5329 |
| Document Number | 0043241563 |
| Book / Page | 004324 / 001563 |
| Instrument Date | May 22, 2020 |
| Instrument | 77137 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3735 E 6TH ST PANAMA CITY FL 324015329, PANAMA CITY, FL 32401-5329 |
The 2025 property tax bill for 3735 E 6th St was $9, down 94.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9.00 (-94.41%) Homeowner's exemption | $25,606 (+2.9%) | $34,317 (+9.31%) Land $15,980 Building $18,337 |
| 2024 | $161.00 (+5.92%) Homeowner's exemption | $24,884 (+3%) | $31,394 (+13.61%) Land $14,100 Building $17,294 |
| 2023 | $152.00 Homeowner's exemption | $24,159 (+59.95%) | $27,634 (+77.3%) Land $10,340 Building $17,294 |
| 2022 | $152.00 Homeowner's exemption | $15,104 | $15,586 Land $8,930 Building $6,656 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3735 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3735 E 6th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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