3735 Drybread Rd, Cottonwood, CA 96022 Property Records

Shasta County property record for 3735 Drybread Rd, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,456 sqft · built 1968
Lot Size	2.28 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2020)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-180-001-000`

Property Details

APN / Parcel Number

Primary APN	`089-180-001-000`
Alternative APN	`08918001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Foundation Type	Concrete
Lot Area	99,752 sqft
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	089180001000
Street Address	3735 DRYBREAD RD
City	COTTONWOOD
State	CA
Zip	96022-9773
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1-T
Legal Subdivision	RANCHO SAN BUENA VENTURA
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2021
Census Tract	12200

Owner

3735 Drybread Rd, a rural home, is owned and occupied by two individuals who bought it in April 2020.

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Apr 22, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Nov 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Deed Document Number	202012281
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000036447
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773

Mortgage

Document Number	0000045721
Date	Nov 9, 2021
Instrument	2021-0045721

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	COTTONWOOD, CA 96022

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Apr 22, 2020
Property Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773
Document Number	0000012281
Instrument Date	Apr 17, 2020
Instrument	2020-0012281
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773

Mortgage

Document Number	0000012282
Date	Apr 22, 2020
Instrument	2020-0012282

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHASTA CA
Recording Date	Nov 25, 2019
Property Address	3735 DRYBREAD RD, COTTONWOOD, CA 96022-9773
Document Number	0000036447
Instrument Date	Nov 20, 2019
Instrument	36447
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	735 ROSWELL DR BREMERTON WA 983102933, BREMERTON, WA 98310-2933

Tax Assessment & Valuation

The 2025 property tax bill for 3735 Drybread Rd was $3,128 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Cottonwood Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,608 (+2%) Land $78,084 Building $217,524
2025	$3,128.00 Homeowner's exemption	$289,812 Land $76,553 Building $213,259
2023	$3,022.00 (+2.27%) Homeowner's exemption	$278,560 Land $73,581 Building $204,979
2022	$2,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3735 Drybread Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3735 Drybread Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25
ShastaBeam Fixed Wireless	75 / 6

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

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