37347 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37347 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1935
Lot Size	0.235 acres (10,250 sqft)
Owner	Owner Name on Record
Last Sale	$91,000 (May 2002)
Tax Bill	$4,578 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-D-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-D-00-007-0`
Alternative APN	`A 1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	448 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 1
Street Address	37347 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MFL
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	GORE
Legal Lot Number	93-95
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	37347 2ND ST, WILLOUGHBY, OH 44094-6118
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2002 · Amount on Record
Deed Sale	May 3, 2002 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	0000022747
Last Transfer Date	May 13, 2005
Transfer Doc	0000019403
Record Updated	Jun 7, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37347 2ND ST, WILLOUGHBY, OH 44094-6118
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37347 2ND ST, WILLOUGHBY, OH 44094-6118

Mortgage

Document Number	0000004325
Date	Mar 4, 2026
Instrument	2026R004325

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37347 2ND ST, WILLOUGHBY, OH 44094-6118
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005938
Date	Feb 22, 2021
Instrument	2021R005938

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,578.00 (+53.52%) Homeowner's exemption	$48,360 (-) Land $15,120 Building $33,240
2022	$2,982.00 Homeowner's exemption	$48,360 Land $15,120 Building $33,240
2021			$138,160 Land $43,190 Building $94,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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