3734 Rd 20, Continental, OH 45831 Property Records

Putnam County property record for 3734 Rd 20, Continental, OH 45831

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,475 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-012130.0000`

Property Details

APN / Parcel Number

Primary APN	`22-012130.0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,180 sqft
Attic	Attic
Attic Area	1,180 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3734 ROAD 20
City	CONTINENTAL
State	OH
Zip	45831-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2N 5E 14 EMDPT E E SE
Legal Range	5E
Legal Township	2N
Legal Section	14
Jurisdiction	PUTNAM OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1073
Census Tract	30200

Owner

3734 Rd 20 is owned and occupied by two individuals.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3734 ROAD 20, CONTINENTAL, OH 45831-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3734 ROAD 20, CONTINENTAL, OH 45831-9622
Transaction Type	Mortgage
Record Updated	Nov 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714/1708
Date	Nov 5, 2019
Book Page	714/1708
Instrument	201900004535

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3734 ROAD 20, CONTINENTAL, OH 45831-9622
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700001328
Date	Apr 4, 2017
Book Page	687/2292
Instrument	201700001328

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3734 Rd 20 was $1,365 with a homeowner's exemption, up 2.3% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monroe Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+2.32%) Homeowner's exemption	$42,140 (-) Land $3,620 Building $38,520	$120,400 Land $10,340 Building $110,060
2024	$1,334.00 (+0.68%) Homeowner's exemption	$42,140 (+54.19%) Land $3,620 Building $38,520
2023	$1,325.00 (+23.03%) Homeowner's exemption Additional exemption filed	$27,330 (-) Land $2,840 Building $24,490	$120,400 Land $10,340 Building $110,060
2022	$1,077.00	$27,330 Land $2,840 Building $24,490
2020			$78,080 Land $8,110 Building $69,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3734 Rd 20 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3734 Rd 20 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
bright.net Fixed Wireless	25 / 5
TDS Telecom DSL	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 20

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