3734 Horine Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 3734 Horine Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,568 sqft · built 1990
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Nov 2022)
Tax Bill	$4,297 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-318992`

Property Details

APN / Parcel Number

Primary APN	`14-318992`
Alternative APN	`318992`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	318992
Street Address	3734 HORINE RD
City	JEFFERSON
State	MD
Zip	21755-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SEC 2 1.74 ACRES VAL-LEE ESTATES
Legal Subdivision	LEE ESTATES
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	1
Census Block	1009
Census Tract	752502

Owner

Source: Frederick County records · APN 14-318992

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3734 HORINE RD, JEFFERSON, MD 21755-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 01, 2022	Deed, Transfer
Sep 01, 2022	Deed, Transfer
Aug 04, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	May 17, 1989 · Amount on Record
Deed Book / Page	16216 / 333
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0160690387
Record Updated	Jun 08, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 09, 2022
Property Address	3734 HORINE RD, JEFFERSON, MD 21755-8017
Document Number	0162160333
Book / Page	16216 / 333
Map Reference	MB 66 PG 44
Instrument Date	Nov 04, 2022
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3734 HORINE RD, JEFFERSON, MD 21755-8017

Mortgage

Document Number	0016216339
Date	Nov 09, 2022
Instrument	16216/339

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 01, 2022
Property Address	3734 HORINE RD, JEFFERSON, MD 21755-8017
Document Number	0161130289
Book / Page	16113 / 289
Map Reference	MB 66 PG 44
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3750 HORINE RD, 3750, JEFFERSON, MD 21755-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3750 HORINE RD, JEFFERSON, MD 21755-8017

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 01, 2022
Property Address	3734 HORINE RD, JEFFERSON, MD 21755-8017
Document Number	0161130278
Book / Page	16113 / 278
Map Reference	MB 66 PG 44
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3732 HORINE RD, 3732, JEFFERSON, MD 21755-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3750 HORINE RD, JEFFERSON, MD 21755-8017
Mail Care Of	STEPHANIE WATKINS

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 04, 2022
Property Address	3734 HORINE RD, JEFFERSON, MD 21755-8017
Document Number	0160690387
Book / Page	16069 / 387
Map Reference	MB 66 PG 44
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3750 HORINE RD, JEFFERSON, MD 21755-8017
Mail Care Of	STEPHANIE LYNNE WATKINS

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,567 (+20.42%)	$464,100 (+30.62%) Land $138,100 Building $326,000
2024	$4,297.00 (+8.56%)
2023	$3,958.00	$325,167	$355,300 Land $127,400 Building $227,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217525021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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