Osceola County property record for 3734 Henry J Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1974 |
| Lot Size | 2.37 acres (103,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,900 (Nov 2001) |
| Tax Bill | $2,324 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-30-5090-0001-0440 |
| Primary APN | 36-26-30-5090-0001-0440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| Gross Area | 2,173 sqft |
| 1st Floor Area | 1,785 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,542 sqft (2.37 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 564 sqft |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Pole Barn | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3734 HENRY J AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | ST CLOUD MANOR EST UNIT 3 N1/2 LOT 44 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 3 |
| Legal Tract | 5090 |
| Legal Block | 440 |
| Legal Lot Number | 44 |
| Legal Unit | 3N |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 43304 |
3734 Henry J Ave is owned and occupied by an individual who bought it in November 2001.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3734 HENRY J AVE, SAINT CLOUD, FL 34772-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2001 · Amount on File |
| Deed Sale | Nov 2, 2001 · Amount on File |
| Prior Sale | Jul 3, 1997 · Amount on File |
| Deed Book / Page | 1952 / 2573 |
| Prior Transfer Date | Jun 26, 1997 |
| Prior Transfer Doc | 1413001674 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3734 Henry J Ave was $2,324 with a homeowner's exemption, up 6.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 (+6.46%) Homeowner's exemption | $157,201 | $352,700 Land $120,000 Building $232,700 |
| 2024 | $2,183.00 (+2.39%) | ||
| 2023 | $2,132.00 (+5.18%) Homeowner's exemption | $148,322 (+3%) | $337,000 (+20.27%) Land $118,800 Building $218,200 |
| 2022 | $2,027.00 Homeowner's exemption | $144,002 | $280,200 Land $95,100 Building $185,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3734 Henry J Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3734 Henry J Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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