3734 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3734 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,792 sqft · built 1979
Lot Size	0.899 acres (39,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-276-005`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-276-005`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,792 sqft Living Area
1st Floor Area	2,866 sqft
Basement Area	2,181 sqft
Finished Basement	2,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	39,160 sqft (0.899 acres)
Lot Dimensions	384 ft deep x 102 ft wide
View / Lot	Waterfront / Beach
Garage Area	738 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	51 sqft
Deck Area	121 sqft
Patio Area	645 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3734 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 9
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	LAKEWOODS ESTATES
Legal Lot Number	9
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6006
Census Tract	156200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3734 ELDER RD S, WEST BLOOMFIELD, MI 48324-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3734 ELDER RD S, WEST BLOOMFIELD, MI 48324-2534
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 EIDER RD S, WEST BLOOMFIELD, MI 48324-2534

Mortgage

Document Number	0000217146
Date	Sep 9, 2021
Book Page	56820/473
Instrument	217146

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3734 ELDER RD S, WEST BLOOMFIELD, MI 48324-2534
Document Number	0000091804
Book / Page	050649 / 000757
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3734 ELDER RD S WEST BLOOMFIELD MI 483242534, WEST BLOOMFIELD, MI 48324-2534

Mortgage

Document Number	0000091804
Date	May 9, 2017
Book Page	050649/000757
Instrument	91804

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,234.00 (-40.61%) Homeowner's exemption	$722,400 (+16.84%) Land $270,370 Building $452,030	$1,444,800 (+16.84%) Land $540,740 Building $904,060
2024	$22,282.00 (+13.85%)
2023			$1,236,560 Land $491,580 Building $744,980
2022	$19,571.00	$618,280 Land $245,790 Building $372,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elder Rd S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures