3734 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3734 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,194 sqft · built 1998
Lot Size	0.195 acres (8,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2022)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-053`

Property Details

APN / Parcel Number

Primary APN	`304-07-053`
Alternative APN	`304070530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	2,194 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,512 sqft (0.195 acres)
Parking Spaces	3 Parking Spaces
Pool Area	431 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3734 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3004
Census Tract	422621

Owner

Source: Maricopa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	202275055
Prior Transfer Date	Jan 22, 2007
Prior Transfer Doc	0000126226
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2026
Property Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920
Document Number	0000545478
Instrument Date	Sep 1, 2026
Instrument	2026545478
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920

Mortgage

Document Number	0000545478,
Date	Sep 17, 2026
Instrument	2026545478

Lender

Name	GOODLEAP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2046

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 26, 2022
Property Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920
Document Number	0000075055
Map Reference	MB 395 PG 24
Instrument Date	Jan 20, 2022
Instrument	20220075055
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 CONSTANCE DR, 308, CHESAPEAKE, VA 23322-5522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920

Mortgage

Document Number	0000075056
Date	Jan 26, 2022
Instrument	20220075056

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CONSTANCE DR, CHESAPEAKE, VA 23322-5522

Mortgage

Document Number	0000250884
Date	Mar 5, 2021
Instrument	20210250884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	200 Months
Due	Nov 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3734 E ENCINAS AVE, GILBERT, AZ 85234-2920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258011
Date	Mar 25, 2020
Instrument	20200258011

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	212 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,350 (+82.82%)	$523,500 (+6.36%) Land $104,700 Building $418,800
2025	$2,242.00 (+3.27%)	$28,635 (-45.26%)	$492,200 (-5.91%) Land $98,400 Building $393,800
2024		$52,310	$523,100 Land $104,600 Building $418,500
2023	$2,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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