3733 Stebner Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 3733 Stebner Rd, Hermantown, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,608 sqft · built 1960
Lot Size	1.3 acres (56,628 sqft)
Owner	Trust Name on File
Tax Bill	$5,538 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-0010-08104`

Property Details

APN / Parcel Number

Primary APN	`395-0010-08104`
Alternative APNs	`1149826` `86542`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,608 sqft Gross Area
1st Floor Area	1,608 sqft
Basement Area	1,398 sqft
Finished Basement	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	56,628 sqft (1.3 acres)
Garage Area	1,128 sqft

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1149826
Street Address	3733 STEBNER RD
City	HERMANTOWN
State	MN
Zip	55811-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 110 FT OF S 386 37/100 FT OF NE 1/4 OFSE 1/4 OF SE 1/4 LYING WEST OF STEBNERROAD SERIAL #
Legal Range	15W
Legal Township	50N
Legal Section	26
Legal Subdivision	HERMANTOWN CITY OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3013
Census Tract	10302

Owner

3733 Stebner Rd is owner-occupied and held in a trust since June 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING ALLIANCE
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2023
Transfer Doc	0001069121
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jun 13, 2023
Property Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Document Number	0001069121
Instrument Date	Jun 6, 2023
Instrument	1069121
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001052862
Date	Jan 31, 2022
Instrument	1052862

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Document Number	00T1027654
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 STEBNER RD HERMANTOWN MN 558111739, HERMANTOWN, MN 55811-1739

Mortgage

Document Number	00T1027654
Date	Aug 19, 2020
Instrument	T1027654

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Document Number	0001020888
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 STEBNER RD HERMANTOWN MN 558111739, HERMANTOWN, MN 55811-1739

Mortgage

Document Number	0001020888
Date	Feb 26, 2020
Instrument	1020888

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2035

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3733 STEBNER RD, HERMANTOWN, MN 55811-1739
Document Number	000T990067
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 STEBNER RD HERMANTOWN MN 558111739, HERMANTOWN, MN 55811-1739

Mortgage

Document Number	000T990067
Date	Sep 22, 2017
Instrument	T990067

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3733 Stebner Rd was $5,538 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,538.00 (+10.72%) Homeowner's exemption
2025	$5,002.00 (+8.27%) Homeowner's exemption	$413,500 (+9.97%) Land $70,400 Building $343,100	$413,500 (+9.97%) Land $70,400 Building $343,100
2024	$4,620.00 (+6.85%)	$376,000 Land $66,900 Building $309,100	$376,000 Land $66,900 Building $309,100
2023	$4,324.00 Homeowner's exemption
2022		$305,200 (+9.71%) Land $59,100 Building $246,100	$305,200 (+9.71%) Land $59,100 Building $246,100
2021		$278,200 Land $57,500 Building $220,700	$278,200 Land $57,500 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3733 Stebner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3733 Stebner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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