3733 Penjerrack Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 3733 Penjerrack Ct, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,935 sqft · built 1994
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,300 (Jul 2020)
Tax Bill	$6,218 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-07-003-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-07-003-027.000-018`
Alternative APNs	`291307003027000034` `1713070003027000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,935 sqft Living Area
Gross Area	5,439 sqft
1st Floor Area	2,935 sqft
2nd Floor Area	1,106 sqft
Basement Area	814 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	283 ft deep x 59.3 ft wide
Garage Type	Attached
Garage Area	1,690 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3733 PENJERRACK CT
City	CARMEL
State	IN
Zip	46032-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .61, SECTION 7, TOWNSHIP 17, RANGE 3, ASHBROOKE, SECTION 1, LOT 27
Legal Range	03
Legal Township	17
Legal Section	07
Legal Subdivision	ASHBROOKE SECTION 1
Legal Lot Number	27
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2014
Census Tract	111103

Owner

Source: Hamilton County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 14, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jul 30, 2020	Warranty Deed, Transfer · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202049472
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326

Mortgage

Document Number	0000010058
Date	Mar 13, 2026
Instrument	2026010058

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029539
Date	Jun 14, 2022
Instrument	2022029539

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	119 Months
Due	May 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035604
Date	Aug 6, 2019
Instrument	2019035604

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049839
Date	Jul 31, 2020
Instrument	2020049839

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 30, 2020
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Document Number	2020049318
Map Reference	CAB 1 SL 188
Instrument Date	Jul 24, 2020
Instrument	2020049318
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326

Mortgage

Document Number	2020049320
Date	Jul 30, 2020
Instrument	2020049320

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 4, 2018
Property Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326
Document Number	2018046796
Map Reference	CAB1 SL188
Instrument Date	Sep 28, 2018
Instrument	2018046796
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATA NATIONAL TITLE GROUP OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 PENJERRACK CT, CARMEL, IN 46032-8326

Mortgage

Document Number	2018046797
Date	Oct 4, 2018
Instrument	2018046797

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$542,700 (-0.79%) Land $207,200 Building $335,500	$542,700 (-0.79%) Land $207,200 Building $335,500
2024	$6,218.00 (+29.46%)	$547,000 (+22.89%) Land $207,200 Building $339,800	$547,000 (+22.89%) Land $207,200 Building $339,800
2023	$4,803.00 (+1.22%) Homeowner's exemption	$445,100 (+6.84%) Land $107,000 Building $338,100	$445,100 (+6.84%) Land $107,000 Building $338,100
2022	$4,745.00 Homeowner's exemption	$416,600 Land $107,000 Building $309,600	$416,600 Land $107,000 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

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