Lancaster County property record for 3733 Flat Creek Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,476 sqft · built 1968 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $1,571 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0089-00-031.00 |
| Primary APN | 0089-00-031.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,575 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Area | 485 sqft |
| Porch | Porch |
| Porch Area | 265 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17998 |
|---|---|
| Street Address | 3733 FLAT CREEK RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | JASON A HILTON & DANA F HILTON |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 11001 |
Source: Lancaster County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 19, 2022 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 26, 2017 | Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 202213610 |
| Deed Book / Page | 1581 / 239 |
| Prior Transfer Date | Dec 16, 2004 |
| Prior Transfer Doc | 0000006891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 24, 2026 |
| Property Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000008997 |
| Book / Page | 5615 / 110 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20268997 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000008997, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 5615/110 |
| Instrument | 20268997 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000014472 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 5053/64 |
| Instrument | 2023014472 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Aug 19, 2022 |
| Property Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000013610 |
| Book / Page | 1581 / 239 |
| Map Reference | PL 2005-366 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022013610 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000013611 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022013611 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 26, 2017 |
| Property Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000010789 |
| Book / Page | 1070 / 176 |
| Map Reference | PL 2005 PG 366 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 2017010789 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3733 FLAT CREEK RD, LANCASTER, SC 29720-7433 |
| Document Number | 0000010790 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 2017010790 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 (+9.48%) | $10,755 (+15%) Land $1,699 Building $9,056 | $308,300 (+31.86%) Land $48,700 Building $259,600 |
| 2024 | $1,435.00 (+0.42%) | ||
| 2023 | $1,429.00 | $9,352 Land $1,216 Building $8,136 | $233,800 Land $30,400 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Comporium Cable | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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