3733 18th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3733 18th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,660 sqft)
Owner	Individual Name on Record
Last Sale	$1,800,000 (Sep 2016)
Tax Bill	$9,166 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2023 Sale + 9 more
Flood Zone	Zone X (moderate risk)
APN	`58.357.2910`

Property Details

APN / Parcel Number

Primary APN	`58.357.2910`

Exterior

Lot Area	10,660 sqft (0.24 acres)
Lot Width	82 ft Width

Location & Zoning

Street Address	3733 18TH ST S
City	MOORHEAD
State	MN
Zip	56560-2994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME JOHNSON FARMS 1ST ADD LOT 020 BLOCK 012 SUBDIVISIONCD 58357
Legal Range	48
Legal Township	139
Legal Section	21
Legal Subdivision	JOHNSON FARMS 1ST ADD
Legal Block	12
Legal Lot Number	20
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2018
Census Tract	30108

Owner

Source: Clay County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK
Feb 24, 2023	Warranty Deed, Transfer
Sep 14, 2020	Loan Modification, Mortgage FIRST INT'L BK
Sep 14, 2020	Loan Modification, Mortgage FIRST INT'L BK
Sep 14, 2020	Loan Modification, Mortgage FIRST INT'L BK
Sep 4, 2018	Loan Modification, Mortgage · Line of Credit FIRST INT'L BK & TRUST (CT)
Sep 4, 2018	Loan Modification, Mortgage · Line of Credit FIRST INT'L BK & TRUST (CT)
Sep 4, 2018	Loan Modification, Mortgage · Line of Credit FIRST INT'L BK & TRUST (CT)
Sep 22, 2017	Loan Modification, Mortgage FIRST INT'L BK
Sep 19, 2017	Loan Modification, Mortgage · Conventional with PMI FIRST INT'L BK
Sep 19, 2017	Loan Modification, Mortgage FIRST INT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2016561058
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Mar 15, 2023
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000836448
Instrument Date	Mar 14, 2023
Instrument	836448
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	N TITLE COMPANY, TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,378.93
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3733 18TH ST S, MOORHEAD, MN 56560-2994

Mortgage

Document Number	0000836449
Date	Mar 15, 2023
Instrument	836449

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3.13%
Max Rate At Change	7.13%
Index	Other
Max Rate	10.1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 24, 2023
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000836138
Instrument Date	Feb 24, 2023
Instrument	836138
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Tax	$184.14
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 SHEYENNE ST, WEST FARGO, ND 58078-6901
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000806064
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000806064
Date	Sep 22, 2020
Instrument	806064

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Term	12 Months
Due	Sep 21, 2021

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000806060
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000806060
Date	Sep 21, 2020
Instrument	806060

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2021

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000806065
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000806065
Date	Sep 22, 2020
Instrument	806065

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Term	12 Months
Due	Sep 21, 2021

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000783511
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4840 AMBER VALLEY PKWY S FARGO ND 581048400, FARGO, ND 58104-8400

Mortgage

Document Number	0000783511
Date	Sep 14, 2018
Instrument	783511

Lender

Name	FIRST INT'L BK & TRUST (CT)
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000783510
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4840 AMBER VALLEY PKWY S FARGO ND 581048400, FARGO, ND 58104-8400

Mortgage

Document Number	0000783510
Date	Sep 14, 2018
Instrument	783510

Lender

Name	FIRST INT'L BK & TRUST (CT)
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000783512
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4840 AMBER VALLEY PKWY S FARGO ND 581048400, FARGO, ND 58104-8400

Mortgage

Document Number	0000783512
Date	Sep 14, 2018
Instrument	783512

Lender

Name	FIRST INT'L BK & TRUST (CT)
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000773729
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000773729
Date	Oct 10, 2017
Instrument	773729

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2018

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000773731
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000773731
Date	Oct 10, 2017
Instrument	773731

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2018

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3733 18TH ST S, MOORHEAD, MN 56560-2994
Document Number	0000773730
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000773730
Date	Oct 10, 2017
Instrument	773730

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2018

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,166.00 (+125.99%)
2025		$369,000 (+294.65%) Land $44,200 Building $324,800	$369,000 (+294.65%) Land $44,200 Building $324,800
2023	$4,056.00	$93,500 Land $52,200 Building $41,300	$93,500 Land $52,200 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

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