37320 Beach Dr, Umatilla, FL 32784 Property Records

Lake County property record for 37320 Beach Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1992
Lot Size	0.702 acres (30,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Feb 2017)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-18-26-0600-000-11500`

Property Details

APN / Parcel Number

Primary APN	`26-18-26-0600-000-11500`
Alternative APN	`1127394`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,595 sqft (0.702 acres)
Lot Dimensions	140 ft deep x 237 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	1,102 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1127394
Street Address	37320 BEACH DR
City	UMATILLA
State	FL
Zip	32784-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SILVER LAKE PARK LOTS 115 116 117 118 PB 6 PG 16 ORB 4900 PG 588
Legal Range	26E
Legal Township	18S
Legal Section	26
Legal Subdivision	SILVER LAKE PARK
Legal Tract	0600
Legal Lot Number	115
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3031
Census Tract	30110

Owner

Source: Lake County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37320 BEACH DR, UMATILLA, FL 32784-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on Record
Deed Sale	Feb 8, 2017 · Amount on Record
Prior Sale	Nov 22, 2016 · Amount on Record
Deed Document Number	201714441
Deed Book / Page	4900 / 588
Record Updated	Oct 29, 2026

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 8, 2017
Property Address	37320 BEACH DR, UMATILLA, FL 32784-8839
Document Number	0049000588
Book / Page	4900 / 0588
Map Reference	MB 6 PG 16
Instrument Date	Feb 7, 2017
Instrument	2017014441
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37320 BEACH DR, UMATILLA, FL 32784-8839

Mortgage

Document Number	2017014442
Date	Feb 8, 2017
Instrument	2017014442

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,960 (+2.9%)	$211,621 (-) Land $41,213 Building $170,408
2025	$2,152.00 (+2.87%) Homeowner's exemption	$140,880 (+5.98%) Land $41,213 Building $99,667	$211,621 (+29.75%) Land $41,213 Building $170,408
2024	$2,092.00 (+13.82%)
2023	$1,838.00 (+11.12%) Homeowner's exemption	$132,930 (+3%)	$163,099 (-) Land $41,213 Building $121,886
2022	$1,654.00 Homeowner's exemption	$129,060	$163,099 Land $41,213 Building $121,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20