3732 SE Starboard Ln, Stuart, FL 34997 Property Records

Martin County property record for 3732 SE Starboard Ln, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,295 sqft · built 1979
Lot Size	0.258 acres (11,238 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Mar 1989)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`52-38-41-016-000-0005.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-016-000-0005.0-6-0000`
Alternative APNs	`52-38-41-016-000-00050-6` `42818`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	630 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	1,153 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42818
Street Address	3732 SE STARBOARD LN
City	STUART
State	FL
Zip	34997-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	MARINER CAY YACHT CLUB LOT 5
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	MARINER CAY YACHT CLUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3002
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3732 SE STARBOARD LN, STUART, FL 34997-6136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKLIN D BIDDAR EUTX
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FRANKLIN D BIDDAR ETUX
Oct 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 1989 · Amount on Record
Deed Sale	Mar 16, 1989 · Amount on Record
Prior Sale	Apr 1, 1983 · Amount on Record
Deed Book / Page	803 / 1574
Last Transfer Date	Jan 24, 2011
Transfer Doc	0001242011
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Apr 17, 2026
Property Address	3732 SE STARBOARD LN, STUART, FL 34997-6136
Document Number	0003181174
Book / Page	3561 / 700
Instrument Date	Mar 18, 2026
Instrument	20263181174
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	3732 SE STARBOARD LN, STUART, FL 34997-6136

Mortgage

Document Number	0003181174,
Date	Apr 17, 2026
Book Page	3561/700
Instrument	20263181174

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	8.2%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3732 SE STARBOARD LN, STUART, FL 34997-6136
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 SE STARBOARD LN, STUART, FL 34997-6136

Mortgage

Document Number	0033900646
Date	Aug 7, 2023
Book Page	3390/646
Instrument	3029807

Lender

Name	FRANKLIN D BIDDAR EUTX
Type	Private Party
Address	882 JAMAICA BLVD, TOMS RIVER, NJ 08757

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2024

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3732 SE STARBOARD LN, STUART, FL 34997-6136
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 SE STARBOARD LN, STUART, FL 34997-6136

Mortgage

Document Number	0032710223
Date	Nov 10, 2021
Book Page	3271/223
Instrument	2925530

Lender

Name	FRANKLIN D BIDDAR ETUX
Type	Private Party
Address	882 JAMAICA BLVD, TOMS RIVER, NJ 08757

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2022

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 30, 2020
Property Address	3732 SE STARBOARD LN, STUART, FL 34997-6136
Document Number	0031692404
Book / Page	003169 / 002404
Instrument Date	Sep 28, 2020
Instrument	2847181
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3732 SE STARBOARD LN STUART FL 349976136, STUART, FL 34997-6136

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,626.00 (-0.83%) Homeowner's exemption	$495,890 (+5.99%)	$1,061,310 (+16.34%) Land $724,500 Building $336,810
2024	$7,690.00 (+1.85%)
2023	$7,550.00 (+3.48%) Additional exemption filed	$467,879 (+3%)	$912,280 (+19.48%) Land $595,130 Building $317,150
2022	$7,296.00 Homeowner's exemption	$454,252	$763,540 Land $543,380 Building $220,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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