Cleveland County property record for 3732 River Oaks Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,483 sqft · built 1981 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | May 2020 Sale May 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29CEDRD 3 10001 |
| Primary APN | NC29CEDRD 3 10001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | Deck Area |
| Patio Area | 283 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28915 |
|---|---|
| Old Parcel Number | 28915 |
| Street Address | 3732 RIVER OAKS DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CEDAR RIDGE LOT 10 BLK 3 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | CEDAR RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 201512 |
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1904 LEEDS LN, NORMAN, OK 73071-1133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Warranty Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| May 5, 2020 | Quit Claim Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLIANCE BK |
| Sep 21, 2017 | Warranty Deed, Transfer ASSOCIATED MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 |
| Deed Sale | Nov 9, 2023 |
| Prior Sale | May 5, 2020 |
| Deed Document Number | 0006611229 |
| Deed Book / Page | 6050 / 1171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 5, 2020 |
| Property Address | 3732 RIVER OAKS DR, NORMAN, OK 73072-4626 |
| Document Number | 0000013172 |
| Book / Page | 006050 / 001171 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 13172 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3732 RIVER OAKS DR NORMAN OK 730724626, NORMAN, OK 73072-4626 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 5, 2020 |
| Property Address | 3732 RIVER OAKS DR, NORMAN, OK 73072-4626 |
| Document Number | 0000013171 |
| Book / Page | 006050 / 001170 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 13171 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3732 RIVER OAKS DR NORMAN OK 730724626, NORMAN, OK 73072-4626 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 27, 2017 |
| Property Address | 3732 RIVER OAKS DR, NORMAN, OK 73072-4626 |
| Document Number | 0000041953 |
| Book / Page | 005754 / 001115 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 41953 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3732 RIVER OAKS DR NORMAN OK 730724626, NORMAN, OK 73072-4626 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3732 RIVER OAKS DR, NORMAN, OK 73072-4626 |
| Document Number | 0000034512 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3732 RITIER OAKS DR NORMAN OK 73072, NORMAN, OK 73072 |
| Document Number | 0000034512 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 005731/001335 |
| Instrument | 34512 |
| Name | VALLIANCE BK |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 17, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 21, 2017 |
| Property Address | 3732 RIVER OAKS DR, NORMAN, OK 73072-4626 |
| Document Number | 0000031507 |
| Book / Page | 005722 / 001133 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 31507 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3732 RIVER OAKS DR NORMAN OK 730724626, NORMAN, OK 73072-4626 |
| Document Number | 31508 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 005722/001134 |
| Instrument | 31508 |
| Name | ASSOCIATED MTG CORP |
|---|---|
| Address | TULSA, OK 74133 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,524.00 (+10.17%) | $21,039 (+10.25%) Land $4,884 Building $16,155 | $203,761 (+24.85%) Land $47,306 Building $156,455 |
| 2023 | $2,291.00 | $19,083 Land $4,451 Building $14,632 | $163,209 Land $38,074 Building $125,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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