3732 Gardner Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3732 Gardner Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,533 sqft · built 2011
Lot Size0.152 acres (6,621 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Nov 2011)
Tax Bill$5,717 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-25-07-408-034

Property Details

APN / Parcel Number

Primary APN04-25-07-408-034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,533 sqft Living Area
1st Floor Area752 sqft
Basement Area752 sqft
Unfinished Basement752 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3732 GARDNER AVE
CityBERKLEY
StateMI
Zip48072-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB LOT 17 EXC N 20 FT
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number17
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2007
Census Tract170100

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 26, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
HANTZ BANK
Sep 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2011 · Amount on Record
Deed SaleNov 2, 2011 · Amount on Record
Prior SaleJul 13, 2009 · Amount on Record
Deed Document Number2011200612
Deed Book / Page43529 / 721
Last Transfer DateOct 4, 2017
Transfer Doc0000227712
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 11, 2026
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Document Number20260063269
Book / Page61182 / 586
Instrument DateApr 22, 2026
Instrument202663269
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address3732 GARDNER AVE, BERKLEY, MI 48072-1433

Mortgage

Document Number0000063269,
DateMay 11, 2026
Book Page61182/586
Instrument202663269
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyEVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3732 GARDNER AVE, BERKLEY, MI 48072-1433

Mortgage

Document Number0000256868
DateNov 10, 2021
Book Page57075/146
Instrument256868
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueNov 1, 2034

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3732 GARDNER AVE, BERKLEY, MI 48072-1433

Mortgage

Document Number0000224356
DateOct 28, 2020
Book Page55073/444
Instrument224356
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 14, 2017
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Document Number0000227712
Book / Page051385 / 000018
Instrument DateOct 4, 2017
Instrument227712
Transaction TypeTransfer
Record UpdatedJan 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3732 GARDNER AVE BERKLEY MI 480721433, BERKLEY, MI 48072-1433

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateSep 26, 2017
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Document Number0000179219
Book / Page51111 / 00555
Map ReferenceLB 21 PG 27
Instrument DateAug 21, 2017
Instrument179219
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3732 GARDNER AVE, BERKLEY, MI 48072-1433

Mortgage

Document Number0000179220
DateSep 26, 2017
Instrument179220
Lender
NameHANTZ BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2032

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateSep 14, 2017
Property Address3732 GARDNER AVE, BERKLEY, MI 48072-1433
Document Number0000170891
Book / Page051069 / 000647
Instrument DateJun 22, 2017
Instrument170891
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3732 GARDNER AVE BERKLEY MI 480721433, BERKLEY, MI 48072-1433

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,717.00 (-2.89%) Homeowner's exemption$261,900 (+13.65%)$523,800 (+13.65%)
2024$5,887.00 (+19.73%)
2023$230,450$460,900
2021$4,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Gardner Ave

Nearby Streets

Search Property Records by Address or Parcel Number