Oakland County property record for 3732 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,533 sqft · built 2011 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,000 (Nov 2011) |
| Tax Bill | $5,717 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-408-034 |
| Primary APN | 04-25-07-408-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3732 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB LOT 17 EXC N 20 FT |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 17 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 170100 |
Source: Oakland County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HANTZ BANK |
| Sep 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2011 · Amount on Record |
| Deed Sale | Nov 2, 2011 · Amount on Record |
| Prior Sale | Jul 13, 2009 · Amount on Record |
| Deed Document Number | 2011200612 |
| Deed Book / Page | 43529 / 721 |
| Last Transfer Date | Oct 4, 2017 |
| Transfer Doc | 0000227712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 11, 2026 |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 20260063269 |
| Book / Page | 61182 / 586 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202663269 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000063269, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 61182/586 |
| Instrument | 202663269 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000256868 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 57075/146 |
| Instrument | 256868 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000224356 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 55073/444 |
| Instrument | 224356 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 14, 2017 |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000227712 |
| Book / Page | 051385 / 000018 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 227712 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3732 GARDNER AVE BERKLEY MI 480721433, BERKLEY, MI 48072-1433 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 26, 2017 |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000179219 |
| Book / Page | 51111 / 00555 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 179219 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000179220 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 179220 |
| Name | HANTZ BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 14, 2017 |
| Property Address | 3732 GARDNER AVE, BERKLEY, MI 48072-1433 |
| Document Number | 0000170891 |
| Book / Page | 051069 / 000647 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 170891 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3732 GARDNER AVE BERKLEY MI 480721433, BERKLEY, MI 48072-1433 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,717.00 (-2.89%) Homeowner's exemption | $261,900 (+13.65%) | $523,800 (+13.65%) |
| 2024 | $5,887.00 (+19.73%) | ||
| 2023 | $230,450 | $460,900 | |
| 2021 | $4,917.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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