3732 Ferrara Dr, #11, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3732 Ferrara Dr, #11, Silver Spring, MD 20906

Property Summary

Property Type	Condominium
Details	1 ba · 1,228 sqft · built 1983
Lot Size	0.012 acres (534 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2023)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02323357`

Property Details

APN / Parcel Number

Primary APN	`13-02323357`
Alternative APN	`02323357`

Interior

Full Baths	1 Bath
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	534 sqft (0.012 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02323357
Street Address	3732 FERRARA DR, 11
City	SILVER SPRING
State	MD
Zip	20906-4762
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R60
Legal Description	UN 11 CONNECTICUT OVERLOOK
Legal Subdivision	CONNECTICUT OVERLOOK
Legal Block	4
Legal Unit	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3732 FERRARA DR, 11, SILVER SPRING, MD 20906-4762
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit NFM INC
Aug 10, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Mar 7, 2019	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Apr 26, 2018	Loan Modification, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Book / Page	67269 / 372
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 FIDLER LN 1105, 1105, SILVER SPRING, MD 20910-7408

Mortgage

Document Number	0673190028
Date	Aug 29, 2023
Book Page	67319/28

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0673190054
Date	Aug 29, 2023
Book Page	67319/54

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 10, 2023
Property Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762
Document Number	0672690372
Book / Page	67269 / 372
Map Reference	MB 30 PL 3210&3211
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762

Mortgage

Document Number	0067269380
Date	Aug 10, 2023
Instrument	67269/380

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0672690404
Date	Aug 10, 2023
Book Page	67269/404

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 7, 2019
Property Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762
Document Number	0572840191
Book / Page	57284 / 191
Map Reference	MB 30 PL 3210&3211
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762

Mortgage

Document Number	0057284201
Date	Mar 7, 2019
Instrument	57284/201

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	3732 FERRARA DR # 11, 11, SILVER SPRING, MD 20906-4762
Document Number	0560650058
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	34 PENNYDOG CT SILVER SPRING MD 209024168, SILVER SPRING, MD 20902-4168

Mortgage

Document Number	0560650058
Date	May 23, 2018
Book Page	056065/000058

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,333 (+9.14%)	$345,000 (-) Land $103,500 Building $241,500
2025	$3,236.00 (+26.51%)	$291,667 (+12.18%)	$345,000 (+30.19%) Land $103,500 Building $241,500
2023		$260,000 (+1.96%)	$265,000 (-) Land $79,500 Building $185,500
2022	$2,558.00 Homeowner's exemption	$255,000	$265,000 Land $79,500 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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