3732 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3732 E Bay St, Duluth, GA 30096 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 1,858 sqft · built 1985
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2021)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-296A-039`

Property Details

APN / Parcel Number

Primary APN	`6-296A-039`
Alternative APNs	`R6296A-039` `1148952`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	680 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Primary
Deck Area	240 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3732 E BAY ST
City	DULUTH
State	GA
Zip	30096-4814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L10 BC CHARLESTON BAY #3
Legal Subdivision	Y
Legal Block	C
Legal Lot Number	10
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2004
Census Tract	50219

Owner

Source: Gwinnett County records · APN 6-296A-039

Assessment roll updated November 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3732 E BAY ST, DULUTH, GA 30096-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
May 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2018	Grant Deed, Transfer · Conventional with PMI NATIONAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	202123053
Deed Book / Page	58956 / 449
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 09, 2021
Property Address	3732 E BAY ST, DULUTH, GA 30096-4814
Document Number	0589560449
Book / Page	58956 / 449
Instrument Date	Jul 09, 2021
Instrument	2021-023053
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 E BAY ST, DULUTH, GA 30096-4814

Mortgage

Document Number	0058956450
Date	Jul 09, 2021
Instrument	58956/450

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	May 29, 2018
Property Address	3732 E BAY ST, DULUTH, GA 30096-4814
Document Number	0559080070
Book / Page	055908 / 000070
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3732 E BAY ST DULUTH GA 300964814, DULUTH, GA 30096-4814

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 29, 2018
Property Address	3732 E BAY ST, DULUTH, GA 30096-4814
Document Number	0559080048
Book / Page	055908 / 000048
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 E BAY ST DULUTH GA 300964814, DULUTH, GA 30096-4814

Mortgage

Document Number	559080049
Date	May 29, 2018
Book Page	055908/000049

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+20.16%)	$142,080 (+9.63%) Land $22,000 Building $120,080	$355,200 (+9.63%) Land $55,000 Building $300,200
2023	$2,986.00	$129,600 Land $20,000 Building $109,600
2022			$324,000 Land $50,000 Building $274,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 1% of Georgia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Xfinity, Verizon, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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