3732 Bigelow Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 3732 Bigelow Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,248 sqft · built 2016
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2026)
Tax Bill	$945 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-032-300-004-32-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-032-300-004-32-7-3`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	1,742,400 sqft (40 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3732 BIGELOW RD
City	READING
State	MI
Zip	49274-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40 A E1/2 SW1/4 SEC 32 T7S R3W 40 A M/L SPLIT ON 08/20/2013 FROM 11 032 300 002 32 7 3;
Legal Range	03W
Legal Township	07S
Legal Section	32
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMBRIA
Census Block Group	5
Census Block	5065
Census Tract	50900

Owner

3732 Bigelow Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Hillsdale County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3732 BIGELOW RD, READING, MI 49274-9670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Mar 29, 1995 · Amount on File
Deed Document Number	2026622793
Deed Book / Page	1920 / 651
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 28, 2026
Property Address	3732 BIGELOW RD, READING, MI 49274-9670
Document Number	0000622793
Book / Page	1920 / 651
Instrument Date	Apr 28, 2026
Instrument	2026.622793
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$69,488.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 BIGELOW RD, READING, MI 49274-9670
Investor	Possibly a Property Investor

Mortgage

Document Number	0000622794,
Date	Apr 28, 2026
Instrument	2026.622794

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3732 Bigelow Rd was $945 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Cambria Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 Homeowner's exemption	$158,900	$317,850 Land $194,400 Building $123,450
2023		$128,700	$257,377 Land $145,850 Building $111,527
2021	$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3732 Bigelow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3732 Bigelow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	25 / 3
DMCI Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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