Olmsted County property record for 3732 10th Ave SW, Rochester, MN 55902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1990 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 64.23.32.025161 |
| Primary APN | 64.23.32.025161 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 105 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3732 10TH AVE SW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55902-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-106 RANGE-014 WILLOW HILLS 2ND SUB LOT-010 BLOCK-004 LOT 10 BLK 4 |
| Legal Range | 14 |
| Legal Township | 106 |
| Legal Section | 23 |
| Legal Subdivision | WILLOW HILLS 2ND SUB |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1202 |
3732 10th Ave SW is owned and occupied by two individuals who acquired it in October 2025.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3732 10TH AVE SW, ROCHESTER, MN 55902-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT EMPLOYEES FCU |
| Nov 4, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 00A1634407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 3732 10TH AVE SW, ROCHESTER, MN 55902-2815 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A1470974 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | A-1470974 |
| Name | FARM CREDIT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | Mar 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Nov 4, 2025 |
| Property Address | 3732 10TH AVE SW, ROCHESTER, MN 55902-2815 |
| Document Number | 00A1634407 |
| Instrument Date | Oct 30, 2025 |
| Instrument | A-1634407 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2026 property tax bill for 3732 10th Ave SW was $3,280 with a homeowner's exemption, up 3.7% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (+3.67%) Homeowner's exemption | ||
| 2025 | $3,164.00 (+9.63%) Homeowner's exemption | $228,300 (-5.62%) Land $54,300 Building $174,000 | $252,200 (+4.26%) Land $60,000 Building $192,200 |
| 2024 | $2,886.00 | $241,900 Land $60,000 Building $181,900 | $241,900 Land $60,000 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3732 10th Ave SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3732 10th Ave SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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