3731 Wavespray Ct, Gainesville, GA 30506 Property Records

Hall County property record for 3731 Wavespray Ct, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,889 sqft · built 2000
Lot Size	0.81 acres (35,284 sqft)
Owner	Trust Name on File
Tax Bill	$13,735 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-021-000-057`

Property Details

APN / Parcel Number

Primary APN	`10-021-000-057`
Alternative APN	`26206`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,889 sqft Heated Area
1st Floor Area	2,889 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	242 ft deep x 168 ft wide
Garage Area	670 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	126 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26206
Street Address	3731 WAVESPRAY CT
City	GAINESVILLE
State	GA
Zip	30506-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	HARBOUR PT LT 120 UNIT V
Legal Subdivision	HARBOUR POINT
Legal Lot Number	120
Legal Unit	5
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	1
Census Block	1019
Census Tract	307

Owner

3731 Wavespray Ct is held in a trust since December 2023.

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	60 PERIMETER CENTER PL NE, 655, ATLANTA, GA 30346-4221
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage PNC BANK
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Dec 14, 2023	Warranty Deed, Transfer
Nov 13, 2019	Warranty Deed, Transfer BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023
Deed Sale	Dec 14, 2023
Prior Sale	Nov 20, 2023 · Amount on File
Deed Book / Page	9411 / 6
Prior Transfer Date	Apr 19, 2006
Prior Transfer Doc	0005688276
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Recording Date	Apr 22, 2026
Property Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Document Number	0098410000000646
Book / Page	9841 / 646
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079

Mortgage

Document Number	9841000646,
Date	Apr 22, 2026
Book Page	9841/646

Lender

Name	PNC BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079

Mortgage

Document Number	0088640000000763
Date	Jun 30, 2021
Book Page	0000008864/0000000763

Lender

Name	DISCOVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 20, 2023
Property Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Document Number	0093980285
Book / Page	9398 / 285
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Investor	Possibly a Property Investor

Mortgage

Document Number	0093980000000288
Date	Nov 20, 2023
Book Page	0000009398/0000000288

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Dec 14, 2023
Property Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Document Number	0094110006
Book / Page	9411 / 6
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 13, 2019
Property Address	3731 WAVESPRAY CT, GAINESVILLE, GA 30506-1079
Document Number	0083730530
Book / Page	008373 / 000530
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WAVESPRAY CT GAINESVILLE GA 305061079, GAINESVILLE, GA 30506-1079

Mortgage

Document Number	83730531
Date	Nov 13, 2019
Book Page	008373/000531

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 3731 Wavespray Ct was $13,735, up 1% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,735.00 (+0.96%)	$573,840 (+0.99%) Land $116,960 Building $456,880	$1,434,600 (+0.99%) Land $292,400 Building $1,142,200
2025	$13,604.00	$568,200 Land $116,960 Building $451,240	$1,420,500 Land $292,400 Building $1,128,100
2023	$11,006.00 (+20.02%) Homeowner's exemption	$426,920 (+26.56%) Land $109,160 Building $317,760	$1,067,300 (+26.56%) Land $272,900 Building $794,400
2022	$9,170.00 Homeowner's exemption	$337,320 Land $91,840 Building $245,480	$843,300 Land $229,600 Building $613,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3731 Wavespray Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Wavespray Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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