3731 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3731 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1930
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0162-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0162-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	912 sqft
Attic	Attic
Attic Area	438 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3731 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3731 WATTERSON AV 80 X 125 LOTS 162 163 FAIRFAX SUB PARS 162-163 CONS
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	162 163
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	2
Census Block	2004
Census Tract	24700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Village of Mariemont listed 2007 · 1,024 contributing resources · National Historic Landmark (designated 2007) · NRIS 07000431

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3731 Watterson Rd is owned and occupied by an individual who bought it in October 2019.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3731 WATTERSON RD, CINCINNATI, OH 45227-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	May 24, 2018
Deed Document Number	0000086802
Deed Book / Page	14017 / 02045
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3731 WATTERSON RD, CINCINNATI, OH 45227-3644
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073943
Date	Jul 28, 2022
Book Page	14718/302
Instrument	2022-0073943

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3731 WATTERSON RD, CINCINNATI, OH 45227-3644
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034659
Date	Mar 18, 2021
Book Page	14377/3329
Instrument	2021-0034659

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 7, 2019
Property Address	3731 WATTERSON RD, CINCINNATI, OH 45227-3644
Document Number	0000086802
Book / Page	14017 / 02045
Map Reference	MB 20 PG 80&81
Instrument Date	Oct 1, 2019
Instrument	2019-0086802
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 WATTERSON RD, CINCINNATI, OH 45227-3644

Mortgage

Document Number	0000086803
Date	Oct 7, 2019
Instrument	2019-0086803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Watterson Rd was $5,555, up 2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00 (+2.04%)	$74,043 (-) Land $30,202 Building $43,841
2024	$5,444.00 (+7.87%)	$74,043 (-) Land $30,202 Building $43,841
2023	$5,047.00 (+16.86%)	$74,043 (+41.03%) Land $30,202 Building $43,841	$211,550 Land $86,290 Building $125,260
2022	$4,319.00 Homeowner's exemption	$52,501 Land $16,216 Building $36,285
2020			$150,000 Land $46,330 Building $103,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3731 Watterson Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	26 (1979–2015)
Claims Outside the SFHA	8 of 26
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3731 Watterson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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