3731 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3731 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,399 sqft · built 1911
Lot Size	0.151 acres (6,609 sqft)
Owner	Individual Name on File
Last Sale	$118,058 (Feb 2012)
Tax Bill	$2,934 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4010-00670`

Property Details

APN / Parcel Number

Primary APN	`010-4010-00670`
Alternative APN	`947421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,399 sqft Gross Area
1st Floor Area	937 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,609 sqft (0.151 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	66 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	947421
Street Address	3731 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 AND 32 SERIAL #
Legal Subdivision	SEIBOURN PARK DULUTH
Legal Block	4
Legal Lot Number	31-32
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	15800

Owner

3731 W 5th St is owned and occupied by an individual who bought it in February 2012.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3731 W 5TH ST, DULUTH, MN 55807-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage PROCTOR FEDERAL CU
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2012 · Amount on File
Deed Sale	Feb 7, 2012 · Amount on File
Prior Sale	Nov 9, 2007 · Amount on File
Deed Document Number	2012910459
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3731 W 5TH ST, DULUTH, MN 55807-1607
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041432
Date	May 28, 2021
Instrument	1041432

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 21, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3731 W 5TH ST, DULUTH, MN 55807-1607
Document Number	000T999841
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3731 W 5TH ST DULUTH MN 558071607, DULUTH, MN 55807-1607

Mortgage

Document Number	000T999841
Date	Jul 5, 2018
Instrument	T999841

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 4, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 3731 W 5th St was $2,934 with a homeowner's exemption, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,934.00 (+0.34%) Homeowner's exemption
2025	$2,924.00 (+2.89%) Homeowner's exemption	$253,000 (+7.66%) Land $17,000 Building $236,000	$253,000 (+7.66%) Land $17,000 Building $236,000
2024	$2,842.00	$235,000 Land $18,200 Building $216,800	$235,000 Land $18,200 Building $216,800
2022		$186,800 Land $18,800 Building $168,000	$186,800 Land $18,800 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3731 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3731 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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