3731 Vindara Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3731 Vindara Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,408 sqft · built 2004
Lot Size	0.131 acres (5,711 sqft)
Owner	Trust Name on File
Last Sale	$750,000 (Sep 2011)
Tax Bill	$15,565 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`223-290-047-8`

Property Details

APN / Parcel Number

Primary APN	`223-290-047-8`
Alternative APN	`223-290-047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,270 sqft
2nd Floor Area	1,138 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	5,711 sqft (0.131 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3731 VINDARA LN
City	SAN RAMON
State	CA
Zip	94582-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8713 L123
Legal Subdivision	WINDEMERE SUB 8713
Legal Tract	8713
Legal Lot Number	123
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1014
Census Tract	355125

Owner

3731 Vindara Ln is held in a trust since May 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	3731 VINDARA LN, SAN RAMON, CA 94582-5706
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROPONENT FCU
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2011 · Amount on File
Deed Sale	Sep 20, 2011 · Amount on File
Prior Sale	Jul 26, 2011 · Amount on File
Deed Document Number	2011193003
Last Transfer Date	May 15, 2020
Transfer Doc	0000096150
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 20, 2020
Property Address	3731 VINDARA LN, SAN RAMON, CA 94582-5706
Document Number	0000096150
Map Reference	MB 459 PG 7-13
Instrument Date	May 15, 2020
Instrument	2020-096150
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3731 VINDARA LN, SAN RAMON, CA 94582-5706

Mortgage

Document Number	0000096151
Date	May 20, 2020
Instrument	2020-096151

Lender

Name	PROPONENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3731 VINDARA LN, SAN RAMON, CA 94582-5706
Document Number	0000222566
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3731 VINDARA LN SAN RAMON CA 945825706, SAN RAMON, CA 94582-5706

Mortgage

Document Number	0000222566
Date	Nov 28, 2017
Instrument	222566

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Vindara Ln was $15,565.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$960,870 (+2%) Land $544,494 Building $416,376
2025	$15,565.00	$942,030 Land $533,818 Building $408,212
2023	$15,379.00 (+2.1%)	$905,451 Land $513,090 Building $392,361
2022	$15,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3731 Vindara Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Vindara Ln is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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