3731 Smith Rd, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 3731 Smith Rd, Southside, AL 35907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,291 sqft · built 2007
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Mar 2018)
Tax Bill	$448 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-09-0-001-067.008`

Property Details

APN / Parcel Number

Primary APN	`21-02-09-0-001-067.008`
Alternative APNs	`228061` `98905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	228061
Street Address	3731 SMITH RD
City	GADSDEN
State	AL
Zip	35907-0836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR COM NE COR SW1/4 NE1/4 TH S 467.15 TO POB TH SW 235.7 TH NW 246.87 TO S ROW OF SMITH RD TH NE 168.46 ALONG ROW TH S 221.97 TH NE 160 TO POBLYING IN SW1/4 NE1/4 SOUTHSIDE 9-13-6 D-2013-3384061,D-2015-3421138,D-2018-3464715
Legal Range	6E
Legal Township	13S
Legal Section	9
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1016
Census Tract	10503

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3731 SMITH RD, GADSDEN, AL 35907-0836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage FIRST EQUITY HOME LOAN INC
Mar 20, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20183464715
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	3731 SMITH RD, SOUTHSIDE, AL 35907-0836
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003535467
Date	Feb 14, 2022
Instrument	3535467

Lender

Name	FIRST EQUITY HOME LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Mar 20, 2018
Property Address	3731 SMITH RD, SOUTHSIDE, AL 35907-0836
Document Number	3464715
Instrument Date	Mar 19, 2018
Instrument	3464715
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6577 VALECROSS WAY, 6577, SOUTHSIDE, AL 35907-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 SMITH RD, SOUTHSIDE, AL 35907-0836

Mortgage

Document Number	3464716
Date	Mar 20, 2018
Instrument	3464716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Southside City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$448.00 (-13.68%) Homeowner's exemption
2025	$519.00 Homeowner's exemption	$13,860 (+0.14%) Land $880 Building $12,980	$138,400 (-) Land $8,700 Building $129,700
2023	$519.00 (+17.69%) Homeowner's exemption	$13,840 (+15.91%) Land $870 Building $12,970	$138,400 (+15.91%) Land $8,700 Building $129,700
2022	$441.00 Homeowner's exemption	$11,940 Land $870 Building $11,070	$119,400 Land $8,700 Building $110,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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