Chesterfield County property record for 3731 Riverdowns North Dr, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,472 sqft · built 2003 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2020) |
| Tax Bill | $7,534 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 727-72-69-80-800-000 |
| Primary APN | 727-72-69-80-800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,472 sqft Finished Area |
| 1st Floor Area | 105 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,217 sqft (0.533 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 222 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 620 sqft |
| Deck Area | 64 sqft |
| Patio Area | 453 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 414853001 |
|---|---|
| Street Address | 3731 RIVERDOWNS NORTH DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 2 012 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
Source: Chesterfield County records · APN 727-72-69-80-800-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3731 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional with PMI AIRES MTG SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jun 27, 2012 · Amount on Record |
| Deed Document Number | 202028844 |
| Deed Book / Page | 12805 / 788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3731 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 014244-588 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 14244/588 |
| Instrument | 2023010443 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 19, 2020 |
| Property Address | 3731 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Document Number | 12805788 |
| Book / Page | 012805 / 000788 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 28844 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3731 RIVERDOWNS NORTH DR MIDLOTHIAN VA 231133786, MIDLOTHIAN, VA 23113-3786 |
| Document Number | 12805793 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 012805/000793 |
| Instrument | 28845 |
| Name | AIRES MTG SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,534.00 (+13.46%) | $843,800 (+0.62%) Land $195,000 Building $648,800 | $843,800 (+0.62%) Land $195,000 Building $648,800 |
| 2025 | $838,600 (+15.35%) Land $195,000 Building $643,600 | $838,600 (+15.35%) Land $195,000 Building $643,600 | |
| 2023 | $6,640.00 | $727,000 Land $156,000 Building $571,000 | $727,000 Land $156,000 Building $571,000 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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