3731 Pebble Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 3731 Pebble Pl, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,194 sqft · built 2001
Lot Size	0.192 acres (8,398 sqft)
Owner	Trust Name on File
Last Sale	$293,000 (Jun 2001)
Tax Bill	$8,651 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`545214`

Property Details

APN / Parcel Number

Primary APN	`545214`
Alternative APNs	`380316 508223 0000` `59757`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	2,194 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,034 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft
Deck Area	333 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	545214
Street Address	3731 PEBBLE PL
City	BELLINGHAM
State	WA
Zip	98226-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRM10
Legal Description	WOODSIDE DIV NO 6 LOT 33
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	WOODSIDE DIV NO 6
Legal Lot Number	33
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3000
Census Tract	803

Owner

3731 Pebble Pl is held in a trust since November 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Intrafamily Transfer, Transfer
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 14, 2001 · Amount on File
Deed Sale	Jun 14, 2001 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2010602024
Last Transfer Date	Nov 20, 2025
Transfer Doc	0001101545
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Nov 20, 2025
Property Address	3731 PEBBLE PL, BELLINGHAM, WA 98226-4194
Document Number	0001101545
Map Reference	AF 1991202450
Instrument Date	Oct 23, 2025
Instrument	2025-1101545
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3731 PEBBLE PL, BELLINGHAM, WA 98226-4194
Document Number	2200500916
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3731 PEBBLE PL BELLINGHAM WA 982264194, BELLINGHAM, WA 98226-4194

Mortgage

Document Number	2200500916
Date	May 8, 2020
Instrument	500916

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3731 PEBBLE PL, BELLINGHAM, WA 98226-4194
Document Number	2171100974
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3731 PEBBLE PL BELLINGHAM WA 982264194, BELLINGHAM, WA 98226-4194

Mortgage

Document Number	2171100974
Date	Nov 8, 2017
Instrument	1100974

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3731 PEBBLE PL, BELLINGHAM, WA 98226-4194
Document Number	2170901375
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3731 PEBBLE PL BELLINGHAM WA 982264194, BELLINGHAM, WA 98226-4194

Mortgage

Document Number	2170901375
Date	Sep 15, 2017
Instrument	901375

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Pebble Pl was $8,651, up 1.5% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,651.00 (+1.54%)	$1,057,856 (+1.54%) Land $322,138 Building $735,718	$1,057,856 (+1.54%) Land $322,138 Building $735,718
2024	$8,520.00	$1,041,844 Land $317,262 Building $724,582	$1,041,844 Land $317,262 Building $724,582
2022		$913,898 Land $278,300 Building $635,598	$913,898 Land $278,300 Building $635,598
2021	$6,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3731 Pebble Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Pebble Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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