3731 Oak Ave, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3731 Oak Ave, Baltimore, MD 21207

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,776 sqft · built 1947
Lot Size0.133 acres (5,800 sqft)
Owner2 Individual Names on File
Last Sale$69,900 (May 1986)
Tax Bill$3,308 (2024)
Deeds & MortgagesOct 2025 Mortgage
APN03-0305010050

Property Details

APN / Parcel Number

Primary APN03-0305010050
Alternative APNs
  • 30305010050
  • 0305010050

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,776 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions116 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0305010050
Street Address3731 OAK AVE
CityBALTIMORE
StateMD
Zip21207-6338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOCHEARN
Legal SubdivisionLOCHEARN
Legal BlockA
Legal Lot Number32
JurisdictionBALTIMORE MD
Township / Civil Division3
Census Block Group1
Census Block1006
Census Tract403202

Owner

3731 Oak Ave is owned and occupied by two individuals who bought it in May 1986.

Source: Baltimore County records, as of October 14, 2025

Owner of Record2 Individual Names on File
Mailing Address3731 OAK AVE, BALTIMORE, MD 21207-6338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 1986 · Amount on File
Deed SaleMay 23, 1986 · Amount on File
Deed Book / Page7168 / 20
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3731 OAK AVE, BALTIMORE, MD 21207-6338
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0505830307
DateOct 6, 2025
Book Page50583/307
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$226,400 Land $59,700 Building $166,700$226,400 Land $59,700 Building $166,700
2024$3,308.00 (+108.05%)
2023$1,590.00 Homeowner's exemption$208,333$226,400 Land $59,700 Building $166,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3731 Oak Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA6 of 7
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Nearby Properties on Oak Ave

Nearby Streets

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