Frederick County property record for 3731 Hope Commons Cir, Frederick, MD 21704 · Last verified September 2023
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,720 sqft · built 2001 |
| Lot Size | 0.065 acres (2,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2012) |
| Tax Bill | $5,327 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-221770 |
| Primary APN | 07-221770 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Total Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,851 sqft (0.065 acres) |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 221770 |
|---|---|
| Old Parcel Number | 7221770 |
| Street Address | 3731 HOPE COMMONS CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7822 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 3072 SECTION M3 2,851 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGE/URBANA SEC M3 |
| Legal Lot Number | 3072 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-221770
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9317 ELGIN LN, FREDERICK, MD 21704-7004 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BEST LOAN CHOICE INC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BEST LOAN CHOICE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2012 · Amount on Record |
| Deed Sale | Jul 06, 2012 · Amount on Record |
| Prior Sale | Jul 08, 2005 · Amount on Record |
| Deed Document Number | 0008971150 |
| Deed Book / Page | 8971 / 150 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3731 HOPE COMMONS CIR, FREDERICK, MD 21704-7822 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0157820237 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 15782/237 |
| Name | BEST LOAN CHOICE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3731 HOPE COMMONS CIR, FREDERICK, MD 21704-7822 |
| Document Number | 0143210447 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO-CA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3731 HOPE COMMONS CIR FREDERICK MD 217047822, FREDERICK, MD 21704-7822 |
| Document Number | 0143210447 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 014321/000447 |
| Name | BEST LOAN CHOICE INC |
|---|---|
| Address | PO BOX 8784, BALTIMORE, MD 21230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,327.00 | $362,167 | $381,400 Land $135,000 Building $246,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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