Merced County property record for 3731 Gabriel Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,265 sqft · built 2020 |
| Lot Size | 0.171 acres (7,458 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Sep 2022) |
| Tax Bill | $9,452 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-500-039-000 |
| Primary APN | 008-500-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 7,458 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-500-039 |
|---|---|
| Street Address | 3731 GABRIEL DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 475 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14 |
| Legal Subdivision | 5370 MORAGA/MERCED |
| Legal Lot Number | 475 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2602 |
Source: Merced County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Nov 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 8, 2022 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on Record |
| Deed Sale | Sep 8, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 202231964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 28, 2026 |
| Property Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Document Number | 0000023241 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202623241 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Document Number | 0000023241, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202623241 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Document Number | 0000026871 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023026871 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 8, 2022 |
| Property Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
| Document Number | 0000031964 |
| Map Reference | VOL 82 PG 13-20 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022031964 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3731 GABRIEL DR, MERCED, CA 95340-5401 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $518,500 (-5.07%) Land $120,000 Building $398,500 | |
| 2025 | $9,452.00 (+13.66%) Homeowner's exemption | $546,210 (+18.74%) Land $109,242 Building $436,968 |
| 2023 | $8,316.00 (+15.34%) Homeowner's exemption | $460,000 Land $105,000 Building $355,000 |
| 2022 | $7,210.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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