3731 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3731 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,242 sqft · built 2011
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Trust Names on File
Last Sale	$720,000 (Sep 2021)
Tax Bill	$3,485 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-546`

Property Details

APN / Parcel Number

Primary APN	`304-19-546`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,242 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,658 sqft

Exterior

Year Built	Built 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Patio Area	167 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3731 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	06E
Legal Township	01S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	521
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422658

Owner

3731 E Palo Verde St is owner-occupied and held in a trust since October 2021.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Oct 15, 2021	Intrafamily Transfer, Transfer
Sep 17, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage UNISON AGREEMENT CORP
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Sep 17, 2021
Deed Document Number	0001005535
Last Transfer Date	Oct 15, 2021
Transfer Doc	0001115291
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012769
Date	Jan 7, 2020
Instrument	20200012769

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 15, 2021
Property Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Document Number	0001115291
Map Reference	MB 818 PG 15
Instrument Date	Oct 15, 2021
Instrument	20211115291
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Document Number	0001005536
Map Reference	MB 818 PG 15
Instrument Date	Sep 15, 2021
Instrument	20211005536
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Mortgage

Document Number	0001005539
Date	Sep 17, 2021
Instrument	20211005539

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Document Number	0001005535
Map Reference	MB 818 PG 15
Instrument Date	Sep 13, 2021
Instrument	20211005535
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858

Mortgage

Document Number	0001005537
Date	Sep 17, 2021
Instrument	20211005537

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	10.2%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3731 E PALO VERDE ST, GILBERT, AZ 85296-1858
Document Number	0000264619
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3731 E PALO VERDE ST GILBERT AZ 852961858, GILBERT, AZ 85296-1858

Mortgage

Document Number	0000264619
Date	Mar 27, 2020
Instrument	264619

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3731 E Palo Verde St was $3,485.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400	$684,000 Land $136,800 Building $547,200
2025	$3,485.00
2024		$66,150	$661,500 Land $132,300 Building $529,200
2023	$3,340.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3731 E Palo Verde St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 E Palo Verde St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on E Palo Verde St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures