3731 76th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3731 76th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2017
Lot Size	0.153 acres (6,655 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Apr 2024)
Tax Bill	$3,672 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0355-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0355-9`
Alternative APN	`331829669803559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,655 sqft (0.153 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3731 76TH ST E
City	PALMETTO
State	FL
Zip	34221-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 61 HERON CREEK PH I PI#6698.0355/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Tract	00669800
Legal Lot Number	61
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1013
Census Tract	1915

Owner

3731 76th St E is owned and occupied by two individuals who acquired it in March 2026.

Source: Manatee County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 28, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MTG
Jul 19, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
May 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Dec 28, 2017 · Amount on File
Deed Document Number	202441483
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000035008
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Mar 27, 2026
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0041035008
Map Reference	MB 58 PG 42-47
Instrument Date	Mar 10, 2026
Instrument	202641035008
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3731 76TH ST E, PALMETTO, FL 34221-3577

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3731 76TH ST E, PALMETTO, FL 34221-3577

Mortgage

Document Number	0041035009
Date	Mar 27, 2026
Instrument	202641035009

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 24, 2024
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0041041483
Map Reference	MB 58 PG 42-47
Instrument Date	Apr 22, 2024
Instrument	202441041483
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 76TH ST E, PALMETTO, FL 34221-3574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3731 76TH ST E, PALMETTO, FL 34221-3577

Mortgage

Document Number	0041041484
Date	Apr 24, 2024
Instrument	202441041484

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 24, 2024
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0041041483
Map Reference	MB 58 PG 42-47
Instrument Date	Apr 22, 2024
Instrument	202441041483
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 76TH ST E, PALMETTO, FL 34221-3574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3731 76TH ST E, PALMETTO, FL 34221-3577

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 28, 2017
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0027074345
Book / Page	002707 / 004345
Instrument Date	Nov 28, 2017
Instrument	41122987
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2018
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.97
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3731 76TH ST E PALMETTO FL 342213577, PALMETTO, FL 34221-3577

Mortgage

Document Number	27074346
Date	Dec 28, 2017
Book Page	002707/004346
Instrument	41122988

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2032

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0026853695
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0026853695
Date	Jul 27, 2017
Book Page	002685/003695
Instrument	41071484

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 19, 2017
Property Address	3731 76TH ST E, PALMETTO, FL 34221-3577
Document Number	0026750137
Book / Page	002675 / 000137
Instrument Date	May 12, 2017
Instrument	41047821
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,176.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,991	$443,221 Land $51,000 Building $392,221
2024	$3,672.00 (+20.71%)
2023	$3,042.00 (+2.91%) Homeowner's exemption	$243,559 (+3%)	$388,610 (+14.1%) Land $51,000 Building $337,610
2022	$2,956.00 Homeowner's exemption	$236,465	$340,597 Land $50,000 Building $290,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3731 76th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 76th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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