Hillsborough County property record for 3730 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,701 sqft · built 2021 |
| Lot Size | 0.165 acres (7,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $318,478 (Oct 2021) |
| Tax Bill | $886 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0662681546 |
| Primary APN | 0662681546 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,701 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,197 sqft (0.165 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0662681546 |
|---|---|
| Street Address | 3730 REFLECTION DOCK DR |
| City | SEFFNER |
| State | FL |
| Zip | 33584-5217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRROR LAKE STILLWATER LOT 28 |
| Legal Lot Number | 28 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 12107 |
Source: Hillsborough County records · APN 0662681546
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3730 REFLECTION DOCK DR, SEFFNER, FL 33584-5217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Oct 25, 2021 | Special Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 2021539230 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3730 REFLECTION DOCK DR, SEFFNER, FL 33584-5217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3730 REFLECTION DOCK DR, SEFFNER, FL 33584-5217 |
| Document Number | 0000075792 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023075792 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 3730 REFLECTION DOCK DR, SEFFNER, FL 33584-5217 |
| Document Number | 0000539230 |
| Map Reference | MB 138 PG 94-100 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021539230 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,229.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030 |
| Name | Verified Name |
|---|---|
| Address | 3730 REFLECTION DOCK DR, SEFFNER, FL 33584-5217 |
| Document Number | 0000539231 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021539231 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Number | 0000539232 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021539232 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 (+8.98%) Disabled Person's exemption Veteran's exemption | $306,877 (+5.99%) | $313,791 (+8.37%) Land $82,334 Building $231,457 |
| 2023 | $813.00 (-19.98%) Disabled Person's exemption Veteran's exemption | $289,542 (-13.38%) Land $82,334 Building $207,208 | $289,542 (-13.38%) Land $82,334 Building $207,208 |
| 2022 | $1,016.00 Disabled Person's exemption Veteran's exemption | $334,276 Land $74,849 Building $259,427 | $334,276 Land $74,849 Building $259,427 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570121073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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